St. Matthews 87 Exceptional
St. Matthews Livability #25 ranked city in Kentucky#271 ranked city in the USARanks better than 99% of areas

Pros and Cons of Living in St. Matthews

PROS
  • Amenities

    Conveniently located, the area boasts a variety of amenities, including grocery stores, shopping, coffee shops and entertainment options all within walking distance.

  • Commute

    The high commute score in this area could imply easy access to public transportation, as well as shorter-than-average commute times to your workplace.

  • Employment

    With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.

  • Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

  • Health & Safety

    Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.

CONS
  • Nothing Found

    None of the categories scored poorly, resulting in no identified cons for this area.

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What's it like Living in St. Matthews?

St. Matthews is a moderately-sized city located in the state of Kentucky. The city has a population of 18,022 inhabitants. With a population density of 4,114 people per square mile, St. Matthews is well above the nation's average density level. At 87%, the majority of the St. Matthews population is White; this is followed by 7% Black and 3% Asian. If you prefer shorter commutes, living in St. Matthews will be a delight. With an average one-way commute time of just 19 minutes, traveling to and from work is notably more convenient than the national average, which stands at 26 minutes.

Without the right tools, relocating to any new city can be very stressful and challenging. Living in St. Matthews, Kentucky could be a great experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. With useful information like amenities, cost of living, health & safety, education and other key data points, finding the best places to live in St. Matthews and in the areas around St. Matthews is a much easier task.

St. Matthews, KY receives 86/100 for its livability score; this results in a ranking of #23 in Kentucky and #272 in the USA. This is a phenomenal score, as St. Matthews ranks well in multiple categories! The cherry on top is that St. Matthews also ranks in the top 10 percent of all cities. If we probe a little deeper into each category within the livability score, we see that St. Matthews has higher than average scores for the following: cost of living (B-), education (A+), employment (B) and housing (A+).

The mantra of real estate, "location, location, location," underscores the importance of where a property is situated, making it a pivotal factor in your quest for a new home. Fortunately, when you're living in St. Matthews, you'll discover an abundance of exceptional local amenities and lots of things to do. Among these are conveniently located grocery stores, charming coffee shops, diverse dining options and plenty of spacious parks. These local amenities contribute significantly to its overall appeal, ensuring that your daily needs are met and offering ample opportunities for leisure and recreation. When considering your next move, the thriving local scene in St. Matthews undoubtedly enhances its desirability, affirming the significance of its prime location.

Low rates of violent crime, encompassing offenses such as murder, rape, robbery and assault, contribute significantly to a safer living environment. This reduction in crime minimizes the chances of personal harm, property theft, or violent incidents. Furthermore, low crime rates can have a positive impact on property values and the overall desirability of an area. There were 115 crimes per 100,000 residents, which signifies that St. Matthews boasts an impressively low violent crime rate that falls well below the national average.

Unemployment rates can vary significantly among cities, impacting job prospects, wage levels and the overall economic health of an area. In St. Matthews, the unemployment rate stands at 2.63%, suggesting increased job opportunities and a heightened demand for workers. This scenario can lead to higher wages, as the demand for employees outpaces job availability. Importantly, a low unemployment rate often signifies a robust and flourishing local economy.

Finding affordable real estate and housing in St. Matthews can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.

Assuming that St. Matthews meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in St. Matthews. Everything else becomes a lot less important if it turns out that home prices in St. Matthews are simply unattainable. The median home price for St. Matthews homes is $256,100, which is 103.1% higher than the Kentucky average. If we take a closer look at the affordability of homes in St. Matthews, we’ll see that the home price to income ratio is 3.8, which is 35.7% higher than the Kentucky average.

Best Places to Live in and Around St. Matthews

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Compare St. Matthews, KY Livability

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      St. Matthews transportation information

      Statistic St. Matthews Kentucky National
      Average one way commute19min23min26min
      Workers who drive to work78.9%82.2%76.4%
      Workers who carpool7.3%9.7%9.3%
      Workers who take public transit1.6%1.1%5.1%
      Workers who bicycle0.6%0.2%0.6%
      Workers who walk1.5%2.4%2.8%
      Working from home9.5%3.3%4.6%
      Source: The St. Matthews, KY data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS).