St. Johnsbury cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSt. JohnsburyVermontNational
Cost of living index102113100
IndexSt. JohnsburyVermontNational
Goods & Services index106106100
Groceries index109109100
Health care index107107100
Housing index79115100
Transportation index128128100
Utilities index123123100
The above illustration supplies generalized information for the St. Johnsbury, VT cost of living index. Compared to other cities in Vermont and cities across the country, the cost of living index in St. Johnsbury, VT is 102, which is 10% lower than the Vermont average and 2% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in St. Johnsbury, VT are equal to the average for Vermont and 6% higher than the rest of the country.

Did you know?

  • The cost of living in St. Johnsbury is 10% lower than the Vermont average.
  • The cost of living in St. Johnsbury is 2% higher than the national average.
  • The cost of housing in St. Johnsbury is 21% lower than the national average.
  • Vermont general sales tax is 18% higher than the national average.
  • Vermont state income tax is 60% higher than the national average.

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Compare St. Johnsbury, VT Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in St. Johnsbury, VT to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in St. Johnsbury, VT, you have to earn a higher income in order to still have the same standard of living. To operate the St. Johnsbury, VT salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$48,036$4,003$1,121$1,441
Renters$20,313$1,693$474$609
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in St. Johnsbury, VT, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. St. Johnsbury, VT has a median income of about $48,036 for people who own homes. Based on that number, a person should spend a maximum of $1,121 on expenses related to housing. Renters have a slightly different median income, which is $20,313. Based on this average, renters should spend no more than $474 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Vermont Sales Tax

StateGeneral Sales TaxWith Max Surtax
Vermont6%7%

Vermont Income Tax

StateIncome Tax (Low)Income Tax (High)
Vermont3.55%8.95%
When assessing the complete cost of living in St. Johnsbury, VT, the Vermont income tax and the Vermont sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Vermont maximum surtax is 7%, and the Vermont sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.55% to 8.95% in Vermont.

Goods & Services

ItemSt. JohnsburyNational avg.Difference
Haircut $19.12$14.5931.0%
Beauty Salon $45.50$34.6831.2%
Toothpaste $2.09$2.4715.5%
Shampoo $1.09$1.026.7%
Movie $10.53$9.876.7%
Bowling $4.67$4.396.3%

Groceries

ItemSt. JohnsburyNational avg.Difference
Ground Beef $4.56$4.481.9%
Fried Chicken $1.84$1.4625.7%
Milk $2.79$2.3618.4%
Potatoes $3.99$3.0630.3%
Pizza $8.00$9.2413.4%
Beer $8.74$8.631.2%

Health Care

ItemSt. JohnsburyNational avg.Difference
Optometrist $128.10$99.7828.4%
Doctor $113.84$105.038.4%
Dentist $94.00$88.706.0%
Ibuprofen $9.66$9.412.6%
Lipitor $311.23$298.504.3%

Housing

ItemSt. JohnsburyNational avg.Difference
Home Price $145,400.00$175,700.0017.2%
Avg. Mortgage Payment $1,714.70$1,081.0358.6%
Apartment Rent $654.00$920.0028.9%

Transportation

ItemSt. JohnsburyNational avg.Difference
Gasoline $2.68$2.0928.1%
Tire Balancing $58.28$45.2928.7%

Utilities

ItemSt. JohnsburyNational avg.Difference
All Electricity$234.61$170.8037.4%
Phone $28.84$28.262.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Groton, VT40197-3%
Concord, VT28199-1%
Lyndonville, VT1,26099-1%
West Burke, VT34099-1%
Littleton, NH4,5761033%
St. Johnsbury, VT5,9221022%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Homeland, CA5,92196-4%
Nocatee, FL5,92312929%
Stone Mountain, GA5,92490-10%
Little Silver, NJ5,92018888%
Greenville, PA5,91977-23%
St. Johnsbury, VT5,9221022%
Source: The St. Johnsbury, VT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.