St. Augustine Beach cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSt. Augustine BeachFloridaNational
Cost of living index11399100
IndexSt. Augustine BeachFloridaNational
Goods & Services index9599100
Groceries index97102100
Health care index9897100
Housing index15195100
Transportation index93100100
Utilities index103103100
A general summary of the cost of living index in St. Augustine Beach, FL is shown above. Compared to the state average of Florida the cost of living index in St. Augustine Beach, FL is 113, which is 14% higher than the average in Florida and compared to the national average it is 13% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In St. Augustine Beach, FL goods and services come in at 5% lower than the average in Florida and are 5% lower than compared to the nationwide average.

Did you know?

  • The cost of living in St. Augustine Beach is 14% higher than the Florida average.
  • The cost of living in St. Augustine Beach is 13% higher than the national average.
  • The cost of housing in St. Augustine Beach is 51% higher than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Compare St. Augustine Beach, FL Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in St. Augustine Beach, FL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in St. Augustine Beach, FL, you have to earn a higher income in order to still have the same standard of living. To operate the St. Augustine Beach, FL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$85,960$7,163$2,006$2,579
Renters$50,373$4,198$1,175$1,511
If you want to find a good determining factor for the cost of living and the general affordability of housing in St. Augustine Beach, FL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In St. Augustine Beach, FL, the median monthly income is $85,960 for those who own their own homes. Under the standard rule, that income level would allow for $2,006 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $50,373, per the median income in the area. That would allow for renters to spend up to $1,175 on monthly rental expenses.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax
Florida6%7.5%

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
Florida0%0%
When assessing the complete cost of living in St. Augustine Beach, FL, the Florida income tax and the Florida sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Florida maximum surtax is 7.5%, and the Florida sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Florida.

Goods & Services

ItemSt. Augustine BeachNational avg.Difference
Haircut $12.89$15.5617.2%
Beauty Salon $29.89$36.1117.2%
Toothpaste $2.51$2.471.4%
Shampoo $0.92$0.965.0%
Movie $10.00$10.131.3%
Bowling $2.00$4.7457.8%

Groceries

ItemSt. Augustine BeachNational avg.Difference
Ground Beef $4.48$3.9812.5%
Fried Chicken $1.25$1.4110.9%
Milk $2.92$2.0641.5%
Potatoes $3.32$2.9811.4%
Pizza $10.49$9.4710.7%
Beer $8.63$8.791.8%

Health Care

ItemSt. Augustine BeachNational avg.Difference
Optometrist $83.14$101.0417.7%
Doctor $101.06$107.445.9%
Dentist $86.81$90.424.0%
Ibuprofen $10.21$9.2810.0%
Lipitor $437.42$426.502.6%

Housing

ItemSt. Augustine BeachNational avg.Difference
Home Price $292,300.00$175,700.0066.4%
Avg. Mortgage Payment $769.12$1,133.2332.1%
Apartment Rent $1,063.00$920.0015.5%

Transportation

ItemSt. Augustine BeachNational avg.Difference
Gasoline $2.02$1.991.4%
Tire Balancing $33.39$45.7627.0%

Utilities

ItemSt. Augustine BeachNational avg.Difference
All Electricity$188.62$163.8115.1%
Phone $25.01$28.3911.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Marineland, FL1196-4%
Hastings, FL61183-17%
Flagler Estates, FL2,73985-15%
St. Augustine Shores, FL7,82496-4%
St. Augustine South, FL5,14097-3%
St. Augustine Beach, FL6,42211313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bowleys Quarters, MD6,41911313%
Madras, OR6,41997-3%
Union, OH6,42594-6%
Henderson, TN6,42985-15%
Shields, MI6,43088-12%
St. Augustine Beach, FL6,42211313%
Source: The St. Augustine Beach, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.