Spruce Pine cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpruce PineNorth CarolinaNational
Cost of living index9097100
IndexSpruce PineNorth CarolinaNational
Goods & Services index99101100
Groceries index102100100
Health care index100104100
Housing index6987100
Transportation index106102100
Utilities index92100100

Did you know?

  • The cost of living in Spruce Pine is 7% lower than the North Carolina average.
  • The cost of living in Spruce Pine is 10% lower than the national average.
  • The cost of housing in Spruce Pine is 31% lower than the national average.
  • North Carolina general sales tax is 7% lower than the national average.
  • North Carolina state income tax is 159% higher than the national average.

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Compare Spruce Pine, NC Cost of living To Other Cities

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,125$4,094$1,146$1,474
Renters$14,091$1,174$329$423

North Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Carolina4.75%7.5%

North Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
North Carolina5.75%5.75%

Goods & Services

ItemSpruce PineNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $33.33$34.683.9%
Toothpaste $1.87$2.4724.4%
Shampoo $1.02$1.020.2%
Movie $10.58$9.877.2%
Bowling $5.05$4.3915.0%

Groceries

ItemSpruce PineNational avg.Difference
Ground Beef $5.02$4.4812.1%
Fried Chicken $1.37$1.466.4%
Milk $2.59$2.369.9%
Potatoes $3.48$3.0613.7%
Pizza $10.99$9.2418.9%
Beer $7.81$8.639.5%

Health Care

ItemSpruce PineNational avg.Difference
Optometrist $93.00$99.786.8%
Doctor $111.25$105.035.9%
Dentist $95.00$88.707.1%
Ibuprofen $9.65$9.412.5%
Lipitor $252.26$298.5015.5%

Housing

ItemSpruce PineNational avg.Difference
Home Price $125,700.00$175,700.0028.5%
Avg. Mortgage Payment $1,132.18$1,081.034.7%
Apartment Rent $575.00$920.0037.5%

Transportation

ItemSpruce PineNational avg.Difference
Gasoline $2.27$2.098.6%
Tire Balancing $43.98$45.292.9%

Utilities

ItemSpruce PineNational avg.Difference
All Electricity$160.51$170.806.0%
Phone $24.98$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bakersville, NC39191-9%
Newland, NC72593-7%
Burnsville, NC1,70294-6%
Crossnore, NC27895-5%
Sugar Mountain, NC5081077%
Spruce Pine, NC2,25790-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Guilford, PA2,2571077%
Chesterland, OH2,257100-0%
Trinity, AL2,25794-6%
Altamont, IL2,25782-18%
Pojoaque, NM2,25780-20%
Spruce Pine, NC2,25790-10%
Source: The Spruce Pine, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.