Springfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpringfieldOregonNational
Cost of living index105112100
IndexSpringfieldOregonNational
Goods & Services index120111100
Groceries index117107100
Health care index110105100
Housing index92122100
Transportation index108114100
Utilities index7891100
Displayed above is a general overview of the Springfield, OR cost of living index. The overall cost of living index in Springfield, OR is 105, which is 6% lower than the Oregon average and 5% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Springfield, OR are 8% higher than the Oregon average and 20% higher than the national average.

Did you know?

  • The cost of living in Springfield is 6% lower than the Oregon average.
  • The cost of living in Springfield is 5% higher than the national average.
  • The cost of housing in Springfield is 8% lower than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

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Compare Springfield, OR Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Springfield, OR to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Springfield, OR, you have to earn a higher income in order to still have the same standard of living. To operate the Springfield, OR salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$51,740$4,312$1,207$1,552
Renters$30,236$2,520$705$907
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Springfield, OR as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Springfield, OR homeowners, is $51,740. This would allow for a maximum of $1,207 per month to be spent on housing costs. For renters, the median monthly income is $30,236 which would result in a maximum of $705 to be spent on rental costs.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oregon0%0%

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
Oregon5%9.9%
The Oregon sales tax and Oregon income tax rates should definitely be considered when determining the overall cost of living in Springfield, OR. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Oregon sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Oregon income tax rates range from 5% to 9.9%.

Goods & Services

ItemSpringfieldNational avg.Difference
Haircut $25.26$15.5662.3%
Beauty Salon $54.47$36.1150.9%
Toothpaste $3.91$2.4758.1%
Shampoo $1.08$0.9611.6%
Movie $10.56$10.134.3%
Bowling $4.31$4.749.1%

Groceries

ItemSpringfieldNational avg.Difference
Ground Beef $5.36$3.9834.4%
Fried Chicken $1.66$1.4118.2%
Milk $2.18$2.065.5%
Potatoes $2.10$2.9829.7%
Pizza $10.33$9.479.0%
Beer $9.67$8.7910.0%

Health Care

ItemSpringfieldNational avg.Difference
Optometrist $122.67$101.0421.4%
Doctor $121.58$107.4413.2%
Dentist $102.13$90.4213.0%
Ibuprofen $10.28$9.2810.8%
Lipitor $403.09$426.505.5%

Housing

ItemSpringfieldNational avg.Difference
Home Price $164,700.00$175,700.006.3%
Avg. Mortgage Payment $1,625.94$1,133.2343.5%
Apartment Rent $799.00$920.0013.2%

Transportation

ItemSpringfieldNational avg.Difference
Gasoline $2.58$1.9929.6%
Tire Balancing $26.80$45.7641.4%

Utilities

ItemSpringfieldNational avg.Difference
All Electricity$145.06$163.8111.4%
Phone $18.23$28.3935.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Junction City, OR5,5661055%
Lowell, OR1,1381088%
Creswell, OR5,0651099%
Coburg, OR1,02111212%
Eugene, OR158,13111515%
Springfield, OR59,8821055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
St. Clair Shores, MI59,86588-12%
Taylorsville, UT59,92097-3%
West Des Moines, IA59,81596-4%
Cupertino, CA59,787324224%
Mansfield, TX59,7571066%
Springfield, OR59,8821055%
Source: The Springfield, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.