Spring Valley cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpring ValleyCaliforniaNational
Cost of living index108135100
IndexSpring ValleyCaliforniaNational
Goods & Services index105107100
Groceries index109117100
Health care index111109100
Housing index99189100
Transportation index124125100
Utilities index122116100
A general summary of the cost of living index in Spring Valley, CA is shown above. Compared to the state average of California the cost of living index in Spring Valley, CA is 108, which is 21% lower than the average in California and compared to the national average it is 8% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Spring Valley, CA goods and services come in at 1% lower than the average in California and are 5% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Spring Valley is 21% lower than the California average.
  • The cost of living in Spring Valley is 8% higher than the national average.
  • The cost of housing in Spring Valley is 1% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Spring Valley, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Health care index
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Using the salary calculator lets you compare the salary you earn in Spring Valley, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Spring Valley, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Spring Valley, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$28,594$2,383$667$858
Renters$21,321$1,777$497$640
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Spring Valley, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Spring Valley, CA homeowners, is $28,594. This would allow for a maximum of $667 per month to be spent on housing costs. For renters, the median monthly income is $21,321 which would result in a maximum of $497 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When you are determining the total cost of living in Spring Valley, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemSpring ValleyNational avg.Difference
Haircut $18.53$14.5927.0%
Beauty Salon $57.27$34.6865.1%
Toothpaste $2.74$2.4710.8%
Shampoo $1.11$1.028.6%
Movie $12.40$9.8725.7%
Bowling $5.52$4.3925.7%

Groceries

ItemSpring ValleyNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.54$1.465.2%
Milk $2.54$2.367.8%
Potatoes $3.32$3.068.4%
Pizza $8.00$9.2413.4%
Beer $9.38$8.638.7%

Health Care

ItemSpring ValleyNational avg.Difference
Optometrist $104.65$99.784.9%
Doctor $109.87$105.034.6%
Dentist $109.00$88.7022.9%
Ibuprofen $12.99$9.4138.0%
Lipitor $280.93$298.505.9%

Housing

ItemSpring ValleyNational avg.Difference
Home Price $158,100.00$175,700.0010.0%
Avg. Mortgage Payment $2,436.52$1,081.03125.4%
Apartment Rent $1,096.00$920.0019.1%

Transportation

ItemSpring ValleyNational avg.Difference
Gasoline $2.74$2.0931.0%
Tire Balancing $47.16$45.294.1%

Utilities

ItemSpring ValleyNational avg.Difference
All Electricity$214.73$170.8025.7%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bostonia, CA16,46012020%
National City, CA59,54312020%
La Presa, CA34,73912424%
Lemon Grove, CA25,96312525%
Lakeside, CA21,07912727%
Spring Valley, CA1,0001088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Helena, MS1,00091-9%
Franklin Park, FL1,00090-10%
Lone Oak, TN1,00099-1%
Cherokee, AL1,00082-18%
Lime Ridge, PA1,00090-10%
Spring Valley, CA1,0001088%
Source: The Spring Valley, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.