Spring Creek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpring CreekNevadaNational
Cost of living index106103100
IndexSpring CreekNevadaNational
Goods & Services index98106100
Groceries index91101100
Health care index94107100
Housing index125104100
Transportation index110110100
Utilities index10285100
An overview of the general cost of living index for Spring Creek, NV is displayed above for your reference. Residents in Spring Creek, NV enjoy a cost of living index of 106. This index is 3% higher than the Nevada average, and 6% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Spring Creek, NV, the average cost of goods and services is 8% lower than it is in Nevada, and it is 2% lower than the national average.

Did you know?

  • The cost of living in Spring Creek is 3% higher than the Nevada average.
  • The cost of living in Spring Creek is 6% higher than the national average.
  • The cost of housing in Spring Creek is 25% higher than the national average.
  • Nevada general sales tax is 35% higher than the national average.
  • Nevada state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Spring Creek, NV to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Spring Creek, NV, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Spring Creek, NV salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Spring Creek, NV, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Spring Creek, NV, the median monthly income is $101,238 for those who own their own homes. Under the standard rule, that income level would allow for $2,362 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $66,138, per the median income in the area. That would allow for renters to spend up to $1,543 on monthly rental expenses.

Nevada Sales Tax

StateGeneral Sales TaxWith Max Surtax

Nevada Income Tax

StateIncome Tax (Low)Income Tax (High)
The Nevada sales tax and Nevada income tax rates should definitely be considered when determining the overall cost of living in Spring Creek, NV. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Nevada sales tax is 6.85% and the maximum surtax is 8.15%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Nevada income tax rates range from 0% to 0%.

Goods & Services

ItemSpring CreekNational avg.Difference
Haircut $11.93$16.0925.8%
Beauty Salon $26.86$37.3328.0%
Toothpaste $2.80$2.4514.3%
Shampoo $0.89$1.0011.0%
Movie $9.95$10.283.2%
Bowling $4.40$4.9310.9%


ItemSpring CreekNational avg.Difference
Ground Beef $3.69$3.803.1%
Fried Chicken $1.09$1.4022.3%
Milk $1.25$2.0137.6%
Potatoes $1.51$3.0149.8%
Pizza $9.64$9.892.4%
Beer $8.20$8.907.9%

Health Care

ItemSpring CreekNational avg.Difference
Optometrist $116.41$102.1614.0%
Doctor $97.93$108.369.6%
Dentist $89.32$92.533.5%
Ibuprofen $9.17$9.281.2%
Lipitor $368.74$425.8213.4%


ItemSpring CreekNational avg.Difference
Home Price $218,300.00$184,700.0018.2%
Avg. Mortgage Payment $961.20$1,202.4420.1%
Apartment Rent $1,328.00$949.0039.9%


ItemSpring CreekNational avg.Difference
Gasoline $2.38$2.246.1%
Tire Balancing $54.11$46.2916.9%


ItemSpring CreekNational avg.Difference
All Electricity$140.78$165.9615.2%
Phone $35.19$28.6822.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Osino, NV85294-6%
Elko, NV20,0781033%
Lamoille, NV2851066%
Spring Creek, NV13,3101066%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fergus Falls, MN13,31089-11%
Solana Beach, CA13,312214114%
Destin, FL13,31211010%
Shorewood, WI13,30011212%
San Marino, CA13,324284184%
Spring Creek, NV13,3101066%
Source: The Spring Creek, NV cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.