Spartanburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpartanburgSouth CarolinaNational
Cost of living index9495100
IndexSpartanburgSouth CarolinaNational
Goods & Services index106101100
Groceries index110109100
Health care index105100100
Housing index7180100
Transportation index9693100
Utilities index98104100
An overview of the general cost of living index for Spartanburg, SC is displayed above for your reference. Residents in Spartanburg, SC enjoy a cost of living index of 94. This index is 1% lower than the South Carolina average, and 6% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Spartanburg, SC, the average cost of goods and services is 5% higher than it is in South Carolina, and it is 6% higher than the national average.

Did you know?

  • The cost of living in Spartanburg is 1% lower than the South Carolina average.
  • The cost of living in Spartanburg is 6% lower than the national average.
  • The cost of housing in Spartanburg is 29% lower than the national average.
  • South Carolina general sales tax is 18% higher than the national average.
  • South Carolina state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Spartanburg, SC would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Spartanburg, SC, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Spartanburg, SC salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Spartanburg, SC, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Spartanburg, SC has a median income of about $49,934 for people who own homes. Based on that number, a person should spend a maximum of $1,165 on expenses related to housing. Renters have a slightly different median income, which is $20,117. Based on this average, renters should spend no more than $469 on all of their rental costs if they want to maintain a non-impoverished standard of living.

South Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Carolina6%9%

South Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
South Carolina0%7%
For those who live in Spartanburg, SC and want to know what the true cost of living is, they ought to look at both the South Carolina income tax rate and the South Carolina sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In South Carolina, the sales tax is 6%, while the most you'll pay in surtax is 9%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in South Carolina, the income tax rate ranges between 0% to 7%.

Goods & Services

ItemSpartanburgNational avg.Difference
Haircut $16.20$14.5911.0%
Beauty Salon $43.89$34.6826.6%
Toothpaste $3.19$2.4729.0%
Shampoo $1.03$1.020.8%
Movie $10.50$9.876.4%
Bowling $3.89$4.3911.4%


ItemSpartanburgNational avg.Difference
Ground Beef $4.93$4.4810.1%
Fried Chicken $1.56$1.466.6%
Milk $2.63$2.3611.6%
Potatoes $3.18$3.063.9%
Pizza $9.59$9.243.8%
Beer $9.35$8.638.3%

Health Care

ItemSpartanburgNational avg.Difference
Optometrist $108.40$99.788.6%
Doctor $104.00$105.031.0%
Dentist $94.20$88.706.2%
Ibuprofen $10.74$9.4114.1%
Lipitor $311.55$298.504.4%


ItemSpartanburgNational avg.Difference
Home Price $121,700.00$175,700.0030.7%
Avg. Mortgage Payment $838.34$1,081.0322.4%
Apartment Rent $677.00$920.0026.4%


ItemSpartanburgNational avg.Difference
Gasoline $1.90$2.099.3%
Tire Balancing $49.31$45.298.9%


ItemSpartanburgNational avg.Difference
All Electricity$148.43$170.8013.1%
Phone $31.84$28.2612.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fingerville, SC361044%
Gramling, SC01044%
Clifton, SC32578-22%
Southern Shops, SC4,39483-17%
Jonesville, SC85685-15%
Spartanburg, SC37,21694-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Addison, IL37,21511111%
Calumet City, IL37,19796-4%
Lake Oswego, OR37,31015050%
Mission Bend, TX37,11093-7%
Westerville, OH37,10199-1%
Spartanburg, SC37,21694-6%
Source: The Spartanburg, SC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.