Sparta cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8390100
Goods & Services index10197100
Groceries index8693100
Health care index9089100
Housing index5680100
Transportation index8690100
Utilities index10095100
Here we can see a simple outline of the cost of living in Sparta, TN. As you can see, with the average cost of living in Sparta, TN being 83, that puts it 8% lower than the average of Tennessee and 17% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Sparta, TN, the price of goods and services are 4% higher than the average of Tennessee as well as 1% higher than the nation's average.

Did you know?

  • The cost of living in Sparta is 8% lower than the Tennessee average.
  • The cost of living in Sparta is 17% lower than the national average.
  • The cost of housing in Sparta is 44% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 125% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Sparta, TN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Sparta, TN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Sparta, TN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Sparta, TN, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Sparta, TN has a median income of about $40,821 for people who own homes. Based on that number, a person should spend a maximum of $952 on expenses related to housing. Renters have a slightly different median income, which is $19,539. Based on this average, renters should spend no more than $456 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Sparta, TN and want to know what the true cost of living is, they ought to look at both the Tennessee income tax rate and the Tennessee sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Tennessee, the sales tax is 7%, while the most you'll pay in surtax is 9.75%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Tennessee, the income tax rate ranges between 5% to 5%.

Goods & Services

ItemSpartaNational avg.Difference
Haircut $14.31$16.0911.0%
Beauty Salon $21.67$37.3341.9%
Toothpaste $1.68$2.4531.3%
Shampoo $0.84$1.0016.1%
Movie $10.55$10.282.6%
Bowling $3.83$4.9322.2%


ItemSpartaNational avg.Difference
Ground Beef $3.18$3.8016.4%
Fried Chicken $0.96$1.4031.1%
Milk $1.84$2.018.3%
Potatoes $2.38$3.0121.1%
Pizza $9.39$9.895.0%
Beer $9.28$8.904.3%

Health Care

ItemSpartaNational avg.Difference
Optometrist $95.51$102.166.5%
Doctor $103.58$108.364.4%
Dentist $72.57$92.5321.6%
Ibuprofen $8.72$9.286.0%
Lipitor $415.26$425.822.5%


ItemSpartaNational avg.Difference
Home Price $90,900.00$184,700.0050.8%
Avg. Mortgage Payment $934.37$1,202.4422.3%
Apartment Rent $666.00$949.0029.8%


ItemSpartaNational avg.Difference
Gasoline $1.98$2.2411.7%
Tire Balancing $38.39$46.2917.1%


ItemSpartaNational avg.Difference
All Electricity$163.38$165.961.6%
Phone $29.19$28.681.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Spencer, TN1,59480-20%
Doyle, TN53181-19%
Monterey, TN2,88083-17%
Cookeville, TN32,25690-10%
Sparta, TN5,06383-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Layhill, MD5,06314141%
Tillamook, OR5,0631033%
Vandergrift, PA5,06385-15%
Wellington, OH5,06386-14%
Mount Carmel, OH5,06389-11%
Sparta, TN5,06383-17%
Source: The Sparta, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.