Sparta cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpartaIllinoisNational
Cost of living index8499100
IndexSpartaIllinoisNational
Goods & Services index9798100
Groceries index10199100
Health care index101101100
Housing index4999100
Transportation index9297100
Utilities index114101100
A general overview of the cost of living index for Sparta, IL is displayed above. In Sparta, IL, the overall cost of living index is 84, which is 15% lower than the Illinois average and 16% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Sparta, IL, the city's goods and services are 2% lower than the Illinois average and 3% lower than the U.S. average.

Did you know?

  • The cost of living in Sparta is 15% lower than the Illinois average.
  • The cost of living in Sparta is 16% lower than the national average.
  • The cost of housing in Sparta is 51% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Sparta, IL to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Sparta, IL, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Sparta, IL salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,038$4,087$1,144$1,471
Renters$25,238$2,103$589$757
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Sparta, IL, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Sparta, IL homeowners have a median income of $49,038. Using that number, you will come up with a maximum of $1,144 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $25,238, which means there is a maximum of $589 to be spent on the costs of renting a home or apartment.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
When assessing the complete cost of living in Sparta, IL, the Illinois income tax and the Illinois sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Illinois maximum surtax is 9.75%, and the Illinois sales tax is 6.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.75% to 3.75% in Illinois.

Goods & Services

ItemSpartaNational avg.Difference
Haircut $16.17$14.5910.8%
Beauty Salon $34.85$34.680.5%
Toothpaste $2.47$2.470.1%
Shampoo $0.87$1.0214.9%
Movie $10.46$9.876.0%
Bowling $3.64$4.3917.1%

Groceries

ItemSpartaNational avg.Difference
Ground Beef $5.69$4.4827.1%
Fried Chicken $1.99$1.4635.9%
Milk $2.61$2.3610.7%
Potatoes $2.41$3.0621.3%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemSpartaNational avg.Difference
Optometrist $83.00$99.7816.8%
Doctor $98.56$105.036.2%
Dentist $93.75$88.705.7%
Ibuprofen $10.71$9.4113.8%
Lipitor $306.38$298.502.6%

Housing

ItemSpartaNational avg.Difference
Home Price $76,900.00$175,700.0056.2%
Avg. Mortgage Payment $711.37$1,081.0334.2%
Apartment Rent $571.00$920.0037.9%

Transportation

ItemSpartaNational avg.Difference
Gasoline $1.86$2.0910.9%
Tire Balancing $44.70$45.291.3%

Utilities

ItemSpartaNational avg.Difference
All Electricity$164.26$170.803.8%
Phone $39.44$28.2639.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Darmstadt, IL0100-0%
Kaskaskia, IL9100-0%
Cutler, IL44381-19%
Willisville, IL42582-18%
Percy, IL80082-18%
Sparta, IL4,33884-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
El Verano, CA4,33814646%
Jersey Shore, PA4,33990-10%
Kenmar, PA4,33797-3%
Scottdale, PA4,33689-11%
Warminster Heights, PA4,33511919%
Sparta, IL4,33884-16%
Source: The Sparta, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.