Spanish Fork cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpanish ForkUtahNational
Cost of living index98100100
IndexSpanish ForkUtahNational
Goods & Services index9594100
Groceries index9596100
Health care index9290100
Housing index107113100
Transportation index109107100
Utilities index7985100
A general summary of the cost of living index in Spanish Fork, UT is shown above. Compared to the state average of Utah the cost of living index in Spanish Fork, UT is 98, which is 2% lower than the average in Utah and compared to the national average it is 2% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Spanish Fork, UT goods and services come in at equal to the average in Utah and are 6% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Spanish Fork is 2% lower than the Utah average.
  • The cost of living in Spanish Fork is 2% lower than the national average.
  • The cost of housing in Spanish Fork is 7% higher than the national average.
  • Utah general sales tax is 17% higher than the national average.
  • Utah state income tax is 125% higher than the national average.

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Compare Spanish Fork, UT Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Spanish Fork, UT to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Spanish Fork, UT, then you would need to earn more income in order to maintain the same standard of living. To use the Spanish Fork, UT salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$68,532$5,711$1,599$2,056
Renters$41,550$3,463$969$1,247
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Spanish Fork, UT, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Spanish Fork, UT homeowners have a median income of $68,532. Using that number, you will come up with a maximum of $1,599 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $41,550, which means there is a maximum of $969 to be spent on the costs of renting a home or apartment.

Utah Sales Tax

StateGeneral Sales TaxWith Max Surtax
Utah5.95%8.35%

Utah Income Tax

StateIncome Tax (Low)Income Tax (High)
Utah5%5%
When assessing the complete cost of living in Spanish Fork, UT, the Utah income tax and the Utah sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Utah maximum surtax is 8.35%, and the Utah sales tax is 5.95%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 5% to 5% in Utah.

Goods & Services

ItemSpanish ForkNational avg.Difference
Haircut $18.03$15.5615.8%
Beauty Salon $32.72$36.119.4%
Toothpaste $1.89$2.4723.6%
Shampoo $0.86$0.9611.2%
Movie $9.44$10.136.8%
Bowling $3.62$4.7423.6%

Groceries

ItemSpanish ForkNational avg.Difference
Ground Beef $3.72$3.986.6%
Fried Chicken $1.22$1.4113.6%
Milk $1.47$2.0628.8%
Potatoes $3.31$2.9810.8%
Pizza $8.94$9.475.7%
Beer $7.85$8.7910.7%

Health Care

ItemSpanish ForkNational avg.Difference
Optometrist $94.77$101.046.2%
Doctor $99.97$107.447.0%
Dentist $73.71$90.4218.5%
Ibuprofen $9.74$9.285.0%
Lipitor $432.10$426.501.3%

Housing

ItemSpanish ForkNational avg.Difference
Home Price $191,800.00$175,700.009.2%
Avg. Mortgage Payment $1,037.59$1,133.238.4%
Apartment Rent $928.00$920.000.9%

Transportation

ItemSpanish ForkNational avg.Difference
Gasoline $2.11$1.995.9%
Tire Balancing $53.69$45.7617.3%

Utilities

ItemSpanish ForkNational avg.Difference
All Electricity$139.23$163.8115.0%
Phone $19.99$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Goshen, UT98691-9%
Rocky Ridge, UT1,27494-6%
Payson, UT18,92896-4%
Provo, UT114,80497-3%
Springville, UT30,64999-1%
Spanish Fork, UT36,33798-2%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Panama City, FL36,40588-12%
Lynnwood, WA36,26711717%
Lewiston, ME36,4101000%
Parkland, WA36,2631055%
Reynoldsburg, OH36,43993-7%
Spanish Fork, UT36,33798-2%
Source: The Spanish Fork, UT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.