South San Francisco cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSouth San FranciscoCaliforniaNational
Cost of living index168135100
IndexSouth San FranciscoCaliforniaNational
Goods & Services index115107100
Groceries index124117100
Health care index119109100
Housing index284189100
Transportation index131125100
Utilities index108116100
Displayed above is a general overview of the South San Francisco, CA cost of living index. The overall cost of living index in South San Francisco, CA is 168, which is 24% higher than the California average and 68% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in South San Francisco, CA are 8% higher than the California average and 15% higher than the national average.

Did you know?

  • The cost of living in South San Francisco is 24% higher than the California average.
  • The cost of living in South San Francisco is 68% higher than the national average.
  • The cost of housing in South San Francisco is 184% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare South San Francisco, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Health care index
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The salary calculator allows you to compare how much your current salary in South San Francisco, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than South San Francisco, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The South San Francisco, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$99,079$8,257$2,312$2,973
Renters$57,740$4,812$1,347$1,732
How much of your monthly income goes to housing can tell you whether or not you can afford housing in South San Francisco, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In South San Francisco, CA homeowners have a median income of $99,079. Using that number, you will come up with a maximum of $2,312 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $57,740, which means there is a maximum of $1,347 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in South San Francisco, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemSouth San FranciscoNational avg.Difference
Haircut $18.44$14.5926.4%
Beauty Salon $59.40$34.6871.3%
Toothpaste $3.14$2.4727.0%
Shampoo $1.09$1.026.7%
Movie $11.00$9.8711.5%
Bowling $6.63$4.3951.0%

Groceries

ItemSouth San FranciscoNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $2.07$1.4641.4%
Milk $2.77$2.3617.5%
Potatoes $3.69$3.0620.5%
Pizza $9.00$9.242.6%
Beer $9.93$8.6315.0%

Health Care

ItemSouth San FranciscoNational avg.Difference
Optometrist $120.44$99.7820.7%
Doctor $127.57$105.0321.5%
Dentist $122.43$88.7038.0%
Ibuprofen $11.97$9.4127.2%
Lipitor $254.50$298.5014.7%

Housing

ItemSouth San FranciscoNational avg.Difference
Home Price $589,100.00$175,700.00235.3%
Avg. Mortgage Payment $3,294.70$1,081.03204.8%
Apartment Rent $1,521.00$920.0065.3%

Transportation

ItemSouth San FranciscoNational avg.Difference
Gasoline $2.80$2.0933.8%
Tire Balancing $55.37$45.2922.3%

Utilities

ItemSouth San FranciscoNational avg.Difference
All Electricity$213.39$170.8024.9%
Phone $24.12$28.2614.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ashland, CA23,36012828%
Cherryland, CA15,24412929%
Emeryville, CA10,49713636%
San Lorenzo, CA24,56313939%
San Leandro, CA87,15914040%
South San Francisco, CA65,53716868%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Harlingen, TX65,67774-26%
Pittsburg, CA65,76111616%
North Richland Hills, TX65,8351000%
Pasco, WA65,85890-10%
Walnut Creek, CA65,92316868%
South San Francisco, CA65,53716868%
Source: The South San Francisco, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.