South Cleveland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSouth ClevelandTennesseeNational
Cost of living index8491100
IndexSouth ClevelandTennesseeNational
Goods & Services index9498100
Groceries index9292100
Health care index8889100
Housing index7080100
Transportation index8893100
Utilities index8191100
Here we can see a simple outline of the cost of living in South Cleveland, TN. As you can see, with the average cost of living in South Cleveland, TN being 84, that puts it 7% lower than the average of Tennessee and 16% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of South Cleveland, TN, the price of goods and services are 4% lower than the average of Tennessee as well as 6% lower than the nation's average.

Did you know?

  • The cost of living in South Cleveland is 7% lower than the Tennessee average.
  • The cost of living in South Cleveland is 16% lower than the national average.
  • The cost of housing in South Cleveland is 30% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 100% lower than the national average.

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Compare South Cleveland, TN Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in South Cleveland, TN to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in South Cleveland, TN, then you would need to earn more income in order to maintain the same standard of living. To use the South Cleveland, TN salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,679$4,140$1,159$1,491
Renters$33,185$2,765$774$996
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in South Cleveland, TN as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for South Cleveland, TN homeowners, is $49,679. This would allow for a maximum of $1,159 per month to be spent on housing costs. For renters, the median monthly income is $33,185 which would result in a maximum of $774 to be spent on rental costs.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax
Tennessee7%9.75%

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
Tennessee0%0%
When you are determining the total cost of living in South Cleveland, TN you will want to make sure you consider both the Tennessee sales tax and the Tennessee income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Tennessee is 7%, with the highest surtax being 9.75%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Tennessee have a range from 0% to 0%.

Goods & Services

ItemSouth ClevelandNational avg.Difference
Haircut $13.50$14.597.5%
Beauty Salon $22.00$34.6836.6%
Toothpaste $2.66$2.477.6%
Shampoo $1.04$1.021.8%
Movie $10.00$9.871.3%
Bowling $3.75$4.3914.6%

Groceries

ItemSouth ClevelandNational avg.Difference
Ground Beef $4.55$4.481.6%
Fried Chicken $1.32$1.469.8%
Milk $2.22$2.365.8%
Potatoes $2.82$3.067.9%
Pizza $8.99$9.242.7%
Beer $7.96$8.637.8%

Health Care

ItemSouth ClevelandNational avg.Difference
Optometrist $111.00$99.7811.2%
Doctor $80.00$105.0323.8%
Dentist $70.33$88.7020.7%
Ibuprofen $8.98$9.414.6%
Lipitor $320.11$298.507.2%

Housing

ItemSouth ClevelandNational avg.Difference
Home Price $115,600.00$175,700.0034.2%
Avg. Mortgage Payment $957.87$1,081.0311.4%
Apartment Rent $738.00$920.0019.8%

Transportation

ItemSouth ClevelandNational avg.Difference
Gasoline $1.88$2.0910.1%
Tire Balancing $36.67$45.2919.0%

Utilities

ItemSouth ClevelandNational avg.Difference
All Electricity$136.77$170.8019.9%
Phone $23.50$28.2616.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
East Cleveland, TN1,62273-27%
Calhoun, TN53079-21%
Benton, TN1,84481-19%
Charleston, TN67484-16%
Ringgold, GA3,64788-12%
South Cleveland, TN5,95184-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wescosville, PA5,95112424%
Larchmont, NY5,952221121%
Indian River Estates, FL5,95395-5%
Green Knoll, NJ5,95414545%
Hilton, NY5,95496-4%
South Cleveland, TN5,95184-16%
Source: The South Cleveland, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.