Smithsburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSmithsburgMarylandNational
Cost of living index104120100
IndexSmithsburgMarylandNational
Goods & Services index104104100
Groceries index94113100
Health care index10392100
Housing index117154100
Transportation index90106100
Utilities index95103100

Did you know?

  • The cost of living in Smithsburg is 13% lower than the Maryland average.
  • The cost of living in Smithsburg is 4% higher than the national average.
  • The cost of housing in Smithsburg is 17% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$107,569$8,964$2,510$3,227
Renters$24,676$2,056$576$740

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%

Goods & Services

ItemSmithsburgNational avg.Difference
Haircut $10.22$15.5634.4%
Beauty Salon $30.25$36.1116.2%
Toothpaste $3.08$2.4724.6%
Shampoo $1.19$0.9623.0%
Movie $9.67$10.134.5%
Bowling $4.67$4.741.4%

Groceries

ItemSmithsburgNational avg.Difference
Ground Beef $3.95$3.980.8%
Fried Chicken $1.17$1.4116.9%
Milk $1.81$2.0612.5%
Potatoes $3.08$2.983.2%
Pizza $9.83$9.473.8%
Beer $9.36$8.796.4%

Health Care

ItemSmithsburgNational avg.Difference
Optometrist $89.89$101.0411.0%
Doctor $104.33$107.442.9%
Dentist $98.75$90.429.2%
Ibuprofen $9.77$9.285.3%
Lipitor $422.49$426.500.9%

Housing

ItemSmithsburgNational avg.Difference
Home Price $219,600.00$175,700.0025.0%
Avg. Mortgage Payment $1,055.75$1,133.236.8%
Apartment Rent $907.00$920.001.4%

Transportation

ItemSmithsburgNational avg.Difference
Gasoline $1.94$1.992.8%
Tire Balancing $33.88$45.7626.0%

Utilities

ItemSmithsburgNational avg.Difference
All Electricity$157.60$163.813.8%
Phone $27.03$28.394.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fairview, MD099-1%
Pondsville, MD7199-1%
Reid, MD2999-1%
Bakersville, MD099-1%
Kemps Mill, MD8699-1%
Smithsburg, MD3,0011044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Emmitsburg, MD3,0011044%
Connerton, FL3,0011033%
New York Mills, NY3,00192-8%
The Hideout, PA3,0001066%
Summit Hill, PA3,00291-9%
Smithsburg, MD3,0011044%
Source: The Smithsburg, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.