Shenandoah cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index82102100
Goods & Services index103103100
Groceries index99105100
Health care index9497100
Housing index3293100
Transportation index101112100
Utilities index113112100
Here we can see a simple outline of the cost of living in Shenandoah, PA. As you can see, with the average cost of living in Shenandoah, PA being 82, that puts it 20% lower than the average of Pennsylvania and 18% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Shenandoah, PA, the price of goods and services are 1% lower than the average of Pennsylvania as well as 3% higher than the nation's average.

Did you know?

  • The cost of living in Shenandoah is 20% lower than the Pennsylvania average.
  • The cost of living in Shenandoah is 18% lower than the national average.
  • The cost of housing in Shenandoah is 68% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Shenandoah, PA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Shenandoah, PA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Shenandoah, PA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Shenandoah, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Shenandoah, PA has a median income of about $30,955 for people who own homes. Based on that number, a person should spend a maximum of $722 on expenses related to housing. Renters have a slightly different median income, which is $19,413. Based on this average, renters should spend no more than $453 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Shenandoah, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

Goods & Services

ItemShenandoahNational avg.Difference
Haircut $12.80$14.5912.3%
Beauty Salon $31.83$34.688.2%
Toothpaste $2.33$2.475.8%
Shampoo $0.98$1.024.1%
Movie $9.00$9.878.8%
Bowling $4.33$4.391.4%


ItemShenandoahNational avg.Difference
Ground Beef $4.93$4.4810.1%
Fried Chicken $1.60$1.469.3%
Milk $2.10$2.3610.9%
Potatoes $3.08$3.060.6%
Pizza $6.99$9.2424.4%
Beer $10.94$8.6326.7%

Health Care

ItemShenandoahNational avg.Difference
Optometrist $82.60$99.7817.2%
Doctor $90.75$105.0313.6%
Dentist $85.00$88.704.2%
Ibuprofen $8.47$9.4110.0%
Lipitor $314.48$298.505.4%


ItemShenandoahNational avg.Difference
Home Price $31,900.00$175,700.0081.8%
Avg. Mortgage Payment $1,025.12$1,081.035.2%
Apartment Rent $604.00$920.0034.3%


ItemShenandoahNational avg.Difference
Gasoline $2.20$2.095.2%
Tire Balancing $40.80$45.299.9%


ItemShenandoahNational avg.Difference
All Electricity$183.86$170.807.6%
Phone $34.18$28.2621.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Strong, PA281033%
Centralia, PA21033%
Heckscherville, PA15479-21%
Wilburton Number Two, PA8181-19%
Delano, PA38982-18%
Shenandoah, PA5,00282-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Chisholm, MN5,00187-13%
Holbrook, AZ5,00382-18%
Carlisle, OH5,00193-7%
Clarion, PA5,00092-8%
Auburn, IL5,00488-12%
Shenandoah, PA5,00282-18%
Source: The Shenandoah, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.