Shenandoah cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8188100
Goods & Services index9593100
Groceries index9595100
Health care index10296100
Housing index4973100
Transportation index9697100
Utilities index9199100
The above illustration supplies generalized information for the Shenandoah, IA cost of living index. Compared to other cities in Iowa and cities across the country, the cost of living index in Shenandoah, IA is 81, which is 8% lower than the Iowa average and 19% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Shenandoah, IA are 2% higher than the average for Iowa and 5% lower than the rest of the country.

Did you know?

  • The cost of living in Shenandoah is 8% lower than the Iowa average.
  • The cost of living in Shenandoah is 19% lower than the national average.
  • The cost of housing in Shenandoah is 51% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

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Compare Shenandoah, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Shenandoah, IA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Shenandoah, IA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Shenandoah, IA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Shenandoah, IA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Shenandoah, IA homeowners have a median income of $49,728. Using that number, you will come up with a maximum of $1,160 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $22,569, which means there is a maximum of $527 to be spent on the costs of renting a home or apartment.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Shenandoah, IA is the Iowa sales tax and Iowa income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Iowa sales tax rate is 6% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Iowa income tax rates range from 0.36% to 8.98%.

Goods & Services

ItemShenandoahNational avg.Difference
Haircut $15.83$14.598.5%
Beauty Salon $28.50$34.6817.8%
Toothpaste $2.36$2.474.6%
Shampoo $0.90$1.0211.9%
Movie $9.79$9.870.8%
Bowling $3.61$4.3917.8%


ItemShenandoahNational avg.Difference
Ground Beef $4.53$4.481.2%
Fried Chicken $1.47$1.460.4%
Milk $2.33$2.361.1%
Potatoes $2.80$3.068.5%
Pizza $8.99$9.242.7%
Beer $7.90$8.638.5%

Health Care

ItemShenandoahNational avg.Difference
Optometrist $102.40$99.782.6%
Doctor $136.00$105.0329.5%
Dentist $73.25$88.7017.4%
Ibuprofen $9.30$9.411.2%
Lipitor $306.52$298.502.7%


ItemShenandoahNational avg.Difference
Home Price $75,700.00$175,700.0056.9%
Avg. Mortgage Payment $887.51$1,081.0317.9%
Apartment Rent $568.00$920.0038.3%


ItemShenandoahNational avg.Difference
Gasoline $1.92$2.098.0%
Tire Balancing $47.97$45.295.9%


ItemShenandoahNational avg.Difference
All Electricity$157.32$170.807.9%
Phone $24.99$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Blanchard, MO3995-5%
Anderson, IA1295-5%
Imogene, IA5670-30%
Northboro, IA3970-30%
Yorktown, IA10073-27%
Shenandoah, IA5,07981-19%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bright, IN5,07993-7%
Stansbury Park, UT5,0791088%
Camilla, GA5,07883-17%
Fairfield, IL5,08079-21%
Manchester, WA5,08111919%
Shenandoah, IA5,07981-19%
Source: The Shenandoah, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.