Seaford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSeafordDelawareNational
Cost of living index101112100
IndexSeafordDelawareNational
Goods & Services index107108100
Groceries index107105100
Health care index102102100
Housing index86126100
Transportation index10199100
Utilities index114114100
A general summary of the cost of living index in Seaford, DE is shown above. Compared to the state average of Delaware the cost of living index in Seaford, DE is 101, which is 10% lower than the average in Delaware and compared to the national average it is 1% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Seaford, DE goods and services come in at equal to the average in Delaware and are 7% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Seaford is 10% lower than the Delaware average.
  • The cost of living in Seaford is 1% higher than the national average.
  • The cost of housing in Seaford is 14% lower than the national average.
  • Delaware general sales tax is 100% lower than the national average.
  • Delaware state income tax is 100% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Seaford, DE to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Seaford, DE, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Seaford, DE salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$56,375$4,698$1,315$1,691
Renters$20,250$1,688$472$608
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Seaford, DE, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Seaford, DE homeowners have a median income of $56,375. Using that number, you will come up with a maximum of $1,315 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $20,250, which means there is a maximum of $472 to be spent on the costs of renting a home or apartment.

Delaware Sales Tax

StateGeneral Sales TaxWith Max Surtax
Delaware0%0%

Delaware Income Tax

StateIncome Tax (Low)Income Tax (High)
Delaware0%6.75%
When assessing the complete cost of living in Seaford, DE, the Delaware income tax and the Delaware sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Delaware maximum surtax is 0%, and the Delaware sales tax is 0%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 6.75% in Delaware.

Goods & Services

ItemSeafordNational avg.Difference
Haircut $13.00$14.5910.9%
Beauty Salon $37.50$34.688.1%
Toothpaste $2.98$2.4720.5%
Shampoo $1.03$1.020.8%
Movie $10.50$9.876.4%
Bowling $3.99$4.399.1%

Groceries

ItemSeafordNational avg.Difference
Ground Beef $4.59$4.482.5%
Fried Chicken $1.72$1.4617.5%
Milk $1.95$2.3617.3%
Potatoes $3.99$3.0630.3%
Pizza $8.49$9.248.1%
Beer $8.74$8.631.2%

Health Care

ItemSeafordNational avg.Difference
Optometrist $135.00$99.7835.3%
Doctor $87.50$105.0316.7%
Dentist $92.50$88.704.3%
Ibuprofen $10.46$9.4111.1%
Lipitor $320.25$298.507.3%

Housing

ItemSeafordNational avg.Difference
Home Price $160,100.00$175,700.008.9%
Avg. Mortgage Payment $825.43$1,081.0323.6%
Apartment Rent $680.00$920.0026.1%

Transportation

ItemSeafordNational avg.Difference
Gasoline $2.09$2.090.1%
Tire Balancing $47.50$45.294.9%

Utilities

ItemSeafordNational avg.Difference
All Electricity$204.71$170.8019.9%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Farmington, DE8891-9%
Eldorado, MD10095-5%
Brookview, MD5895-5%
Laurel, DE3,84297-3%
Delmar, DE1,60699-1%
Seaford, DE7,1631011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bridge City, LA7,16384-16%
Pomona, NJ7,16412020%
Mendota, IL7,16187-13%
Guadalupe, CA7,1601088%
Albertville, MN7,1591055%
Seaford, DE7,1631011%
Source: The Seaford, DE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.