Scottsdale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexScottsdaleArizonaNational
Cost of living index12497100
IndexScottsdaleArizonaNational
Goods & Services index9797100
Groceries index95100100
Health care index96100100
Housing index18794100
Transportation index101102100
Utilities index9598100
A general overview of the cost of living index for Scottsdale, AZ is displayed above. In Scottsdale, AZ, the overall cost of living index is 124, which is 27% higher than the Arizona average and 24% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Scottsdale, AZ, the city's goods and services are 1% lower than the Arizona average and 4% lower than the U.S. average.

Did you know?

  • The cost of living in Scottsdale is 27% higher than the Arizona average.
  • The cost of living in Scottsdale is 24% higher than the national average.
  • The cost of housing in Scottsdale is 87% higher than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

Find Real Estate Listings In Scottsdale

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Scottsdale

Compare Scottsdale, AZ Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Scottsdale, AZ to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Scottsdale, AZ, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Scottsdale, AZ salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$89,840$7,487$2,096$2,695
Renters$48,223$4,019$1,125$1,447
One can approximate the cost of living and the housing affordability in Scottsdale, AZ by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Scottsdale, AZ have a median income of $89,840. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,096 per month to avoid calamity and poverty. The renters in the city have an income of about $48,223, which would make their monthly maximum allowable rental costs $1,125.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arizona5.6%10.725%

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
Arizona2.59%4.54%
When considering the overall cost of living expenses in Scottsdale, AZ, it's important to take into account the sales tax for Arizona, as well as the rate for income tax in Arizona. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Arizona is 10.725%, and the sales tax in the state of Arizona is 5.6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Arizona starts from 2.59% and goes up to 4.54%.

Goods & Services

ItemScottsdaleNational avg.Difference
Haircut $13.50$15.5613.3%
Beauty Salon $29.50$36.1118.3%
Toothpaste $1.60$2.4735.4%
Shampoo $0.93$0.963.3%
Movie $9.19$10.139.2%
Bowling $8.16$4.7472.3%

Groceries

ItemScottsdaleNational avg.Difference
Ground Beef $4.02$3.981.0%
Fried Chicken $1.57$1.4111.6%
Milk $1.60$2.0622.5%
Potatoes $2.94$2.981.5%
Pizza $8.73$9.477.8%
Beer $8.26$8.796.1%

Health Care

ItemScottsdaleNational avg.Difference
Optometrist $80.88$101.0420.0%
Doctor $99.67$107.447.2%
Dentist $91.00$90.420.6%
Ibuprofen $7.99$9.2813.9%
Lipitor $437.96$426.502.7%

Housing

ItemScottsdaleNational avg.Difference
Home Price $376,700.00$175,700.00114.4%
Avg. Mortgage Payment $1,122.75$1,133.230.9%
Apartment Rent $1,132.00$920.0023.0%

Transportation

ItemScottsdaleNational avg.Difference
Gasoline $2.17$1.999.1%
Tire Balancing $38.00$45.7617.0%

Utilities

ItemScottsdaleNational avg.Difference
All Electricity$185.91$163.8113.5%
Phone $19.99$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Komatke, AZ1,41883-17%
Guadalupe, AZ5,89283-17%
Maricopa Colony, AZ54791-9%
Mesa, AZ452,09194-6%
Phoenix, AZ1,490,75895-5%
Scottsdale, AZ223,51912424%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
North Las Vegas, NV223,33699-1%
Paradise, NV223,18299-1%
Gilbert, AZ223,1311088%
Irving, TX224,85999-1%
Fremont, CA221,65417979%
Scottsdale, AZ223,51912424%
Source: The Scottsdale, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.