Scottsbluff cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexScottsbluffNebraskaNational
Cost of living index8390100
IndexScottsbluffNebraskaNational
Goods & Services index9195100
Groceries index97100100
Health care index101101100
Housing index6175100
Transportation index8798100
Utilities index10091100
The above illustration supplies generalized information for the Scottsbluff, NE cost of living index. Compared to other cities in Nebraska and cities across the country, the cost of living index in Scottsbluff, NE is 83, which is 7% lower than the Nebraska average and 17% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Scottsbluff, NE are 5% lower than the average for Nebraska and 9% lower than the rest of the country.

Did you know?

  • The cost of living in Scottsbluff is 7% lower than the Nebraska average.
  • The cost of living in Scottsbluff is 17% lower than the national average.
  • The cost of housing in Scottsbluff is 39% lower than the national average.
  • Nebraska general sales tax is 8% higher than the national average.
  • Nebraska state income tax is 11% higher than the national average.

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Compare Scottsbluff, NE Cost of living To Other Cities

Salary Calculator

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Health care index
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The salary calculator allows you to compare how much your current salary in Scottsbluff, NE would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Scottsbluff, NE, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Scottsbluff, NE salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,833$4,236$1,186$1,525
Renters$25,965$2,164$606$779
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Scottsbluff, NE as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Scottsbluff, NE homeowners, is $50,833. This would allow for a maximum of $1,186 per month to be spent on housing costs. For renters, the median monthly income is $25,965 which would result in a maximum of $606 to be spent on rental costs.

Nebraska Sales Tax

StateGeneral Sales TaxWith Max Surtax
Nebraska5.5%7.5%

Nebraska Income Tax

StateIncome Tax (Low)Income Tax (High)
Nebraska2.46%6.84%
One thing to keep in mind when considering the cost of living in Scottsbluff, NE is the Nebraska sales tax and Nebraska income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Nebraska sales tax rate is 5.5% and the maximum surtax that can be charged is 7.5%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Nebraska income tax rates range from 2.46% to 6.84%.

Goods & Services

ItemScottsbluffNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $31.00$34.6810.6%
Toothpaste $3.39$2.4737.1%
Shampoo $0.91$1.0211.0%
Movie $8.50$9.8713.9%
Bowling $3.00$4.3931.7%

Groceries

ItemScottsbluffNational avg.Difference
Ground Beef $4.85$4.488.3%
Fried Chicken $1.09$1.4625.5%
Milk $2.45$2.364.0%
Potatoes $2.15$3.0629.8%
Pizza $10.00$9.248.2%
Beer $8.92$8.633.3%

Health Care

ItemScottsbluffNational avg.Difference
Optometrist $134.33$99.7834.6%
Doctor $97.50$105.037.2%
Dentist $89.00$88.700.3%
Ibuprofen $9.27$9.411.5%
Lipitor $310.78$298.504.1%

Housing

ItemScottsbluffNational avg.Difference
Home Price $94,200.00$175,700.0046.4%
Avg. Mortgage Payment $962.56$1,081.0311.0%
Apartment Rent $708.00$920.0023.0%

Transportation

ItemScottsbluffNational avg.Difference
Gasoline $1.85$2.0911.3%
Tire Balancing $36.65$45.2919.1%

Utilities

ItemScottsbluffNational avg.Difference
All Electricity$149.54$170.8012.4%
Phone $33.10$28.2617.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
McGrew, NE4670-30%
Melbeta, NE13876-24%
Terrytown, NE98178-22%
Minatare, NE90779-21%
Morrill, NE85280-20%
Scottsbluff, NE14,99883-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Manassas Park, VA14,99211010%
Traverse City, MI15,00698-2%
Indianola, IA15,01490-10%
Greeneville, TN15,01588-12%
La Marque, TX14,98185-15%
Scottsbluff, NE14,99883-17%
Source: The Scottsbluff, NE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.