Scarsdale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexScarsdaleNew YorkNational
Cost of living index224122100
IndexScarsdaleNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index464149100
Transportation index100122100
Utilities index132102100
A general overview of the cost of living index for Scarsdale, NY is displayed above. In Scarsdale, NY, the overall cost of living index is 224, which is 84% higher than the New York average and 124% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Scarsdale, NY, the city's goods and services are 12% higher than the New York average and 26% higher than the U.S. average.

Did you know?

  • The cost of living in Scarsdale is 84% higher than the New York average.
  • The cost of living in Scarsdale is 124% higher than the national average.
  • The cost of housing in Scarsdale is 364% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Health care index
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The salary calculator allows you to compare how much your current salary in Scarsdale, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Scarsdale, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Scarsdale, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Scarsdale, NY as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Scarsdale, NY homeowners, the median income is $250,001. This indicates that a monthly maximum of $5,833 should be spent by homeowners on all housing related costs. Renters have a median income of $164,028. This indicates that renters should have a maximum of $3,827 used for their rent related monthly costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
One thing to keep in mind when considering the cost of living in Scarsdale, NY is the New York sales tax and New York income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The New York sales tax rate is 4% and the maximum surtax that can be charged is 8.875%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemScarsdaleNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%


ItemScarsdaleNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemScarsdaleNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%


ItemScarsdaleNational avg.Difference
Home Price $1,492,900.00$175,700.00749.7%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $2,001.00$920.00117.5%


ItemScarsdaleNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%


ItemScarsdaleNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Greenville, NY5731044%
Mount Ivy, NY6,92612828%
Spring Valley, NY32,00712929%
Hackensack, NJ43,90313737%
West Haverstraw, NY10,30813232%
Scarsdale, NY17,471224124%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wahiawa, HI17,47316969%
Sycamore, IL17,47397-3%
Myrtle Grove, FL17,47590-10%
Seminole, FL17,47796-4%
North Salt Lake, UT17,4651066%
Scarsdale, NY17,471224124%
Source: The Scarsdale, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.