Saw Creek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSaw CreekPennsylvaniaNational
Cost of living index107102100
IndexSaw CreekPennsylvaniaNational
Goods & Services index112103100
Groceries index110105100
Health care index11397100
Housing index10393100
Transportation index111112100
Utilities index97112100
Displayed above is a general overview of the Saw Creek, PA cost of living index. The overall cost of living index in Saw Creek, PA is 107, which is 5% higher than the Pennsylvania average and 7% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Saw Creek, PA are 8% higher than the Pennsylvania average and 12% higher than the national average.

Did you know?

  • The cost of living in Saw Creek is 5% higher than the Pennsylvania average.
  • The cost of living in Saw Creek is 7% higher than the national average.
  • The cost of housing in Saw Creek is 3% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Saw Creek, PA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Saw Creek, PA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Saw Creek, PA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Saw Creek, PA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Saw Creek, PA, the median monthly income is $67,940 for those who own their own homes. Under the standard rule, that income level would allow for $1,585 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $19,618, per the median income in the area. That would allow for renters to spend up to $458 on monthly rental expenses.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Saw Creek, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

Goods & Services

ItemSaw CreekNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $32.75$34.685.6%
Toothpaste $1.99$2.4719.5%
Shampoo $1.08$1.025.7%
Movie $11.70$9.8718.6%
Bowling $4.72$4.397.5%


ItemSaw CreekNational avg.Difference
Ground Beef $4.44$4.480.8%
Fried Chicken $1.97$1.4634.6%
Milk $2.57$2.369.1%
Potatoes $3.39$3.0610.7%
Pizza $8.00$9.2413.4%
Beer $8.79$8.631.8%

Health Care

ItemSaw CreekNational avg.Difference
Optometrist $102.25$99.782.5%
Doctor $86.25$105.0317.9%
Dentist $119.50$88.7034.7%
Ibuprofen $10.32$9.419.6%
Lipitor $351.24$298.5017.7%


ItemSaw CreekNational avg.Difference
Home Price $153,000.00$175,700.0012.9%
Avg. Mortgage Payment $1,607.16$1,081.0348.7%
Apartment Rent $1,295.00$920.0040.8%


ItemSaw CreekNational avg.Difference
Gasoline $2.17$2.093.7%
Tire Balancing $58.80$45.2929.8%


ItemSaw CreekNational avg.Difference
All Electricity$155.83$170.808.8%
Phone $29.75$28.265.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Allamuchy, NJ1001099%
Mountainhome, PA1,06099-1%
Birchwood Lakes, PA1,6951011%
Pine Ridge, PA2,8871011%
Sunrise Lake, PA1,6481022%
Saw Creek, PA3,7111077%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lopezville, TX3,71167-33%
Wadsworth, IL3,71413030%
Wingate, NC3,70892-8%
South Eliot, ME3,70812626%
Eveleth, MN3,70886-14%
Saw Creek, PA3,7111077%
Source: The Saw Creek, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.