Sandwich cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSandwichIllinoisNational
Cost of living index9999100
IndexSandwichIllinoisNational
Goods & Services index9698100
Groceries index10699100
Health care index104101100
Housing index9599100
Transportation index10097100
Utilities index103101100
A general summary of the cost of living index in Sandwich, IL is shown above. Compared to the state average of Illinois the cost of living index in Sandwich, IL is 99, which is equal to the average in Illinois and compared to the national average it is 1% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Sandwich, IL goods and services come in at 2% lower than the average in Illinois and are 4% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Sandwich is equal to the Illinois average.
  • The cost of living in Sandwich is 1% lower than the national average.
  • The cost of housing in Sandwich is 5% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Sandwich, IL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Sandwich, IL, you have to earn a higher income in order to still have the same standard of living. To operate the Sandwich, IL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$74,716$6,226$1,743$2,242
Renters$29,032$2,419$677$871
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Sandwich, IL, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Sandwich, IL has a median income of about $74,716 for people who own homes. Based on that number, a person should spend a maximum of $1,743 on expenses related to housing. Renters have a slightly different median income, which is $29,032. Based on this average, renters should spend no more than $677 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
For those who live in Sandwich, IL and want to know what the true cost of living is, they ought to look at both the Illinois income tax rate and the Illinois sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Illinois, the sales tax is 6.25%, while the most you'll pay in surtax is 9.75%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Illinois, the income tax rate ranges between 3.75% to 3.75%.

Goods & Services

ItemSandwichNational avg.Difference
Haircut $15.50$14.596.2%
Beauty Salon $37.40$34.687.8%
Toothpaste $3.31$2.4733.8%
Shampoo $1.53$1.0249.7%
Movie $10.26$9.874.0%
Bowling $3.51$4.3920.1%

Groceries

ItemSandwichNational avg.Difference
Ground Beef $4.21$4.486.0%
Fried Chicken $1.56$1.466.6%
Milk $2.65$2.3612.4%
Potatoes $2.78$3.069.2%
Pizza $8.86$9.244.1%
Beer $8.19$8.635.1%

Health Care

ItemSandwichNational avg.Difference
Optometrist $111.13$99.7811.4%
Doctor $129.44$105.0323.2%
Dentist $82.38$88.707.1%
Ibuprofen $8.99$9.414.5%
Lipitor $298.47$298.500.0%

Housing

ItemSandwichNational avg.Difference
Home Price $167,200.00$175,700.004.8%
Avg. Mortgage Payment $1,023.97$1,081.035.3%
Apartment Rent $872.00$920.005.2%

Transportation

ItemSandwichNational avg.Difference
Gasoline $2.03$2.093.1%
Tire Balancing $49.67$45.299.7%

Utilities

ItemSandwichNational avg.Difference
All Electricity$175.65$170.802.8%
Phone $29.20$28.263.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Leland, IL88895-5%
Sheridan, IL2,02695-5%
Waterman, IL1,48193-7%
Shabbona, IL87793-7%
Plano, IL11,37196-4%
Sandwich, IL7,51399-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Powdersville, SC7,5131011%
Carl Junction, MO7,51190-10%
Inverness, IL7,51616060%
North Amherst, MA7,51712323%
Donaldsonville, LA7,50786-14%
Sandwich, IL7,51399-1%
Source: The Sandwich, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.