San Diego cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSan DiegoTexasNational
Cost of living index8191100
IndexSan DiegoTexasNational
Goods & Services index9797100
Groceries index8390100
Health care index9596100
Housing index4381100
Transportation index9295100
Utilities index11994100
A general overview of the cost of living index for San Diego, TX is displayed above. In San Diego, TX, the overall cost of living index is 81, which is 11% lower than the Texas average and 19% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of San Diego, TX, the city's goods and services are 1% lower than the Texas average and 3% lower than the U.S. average.

Did you know?

  • The cost of living in San Diego is 11% lower than the Texas average.
  • The cost of living in San Diego is 19% lower than the national average.
  • The cost of housing in San Diego is 57% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

Find Real Estate Listings In San Diego

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In San Diego

Compare San Diego, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in San Diego, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in San Diego, TX, then you would need to earn more income in order to maintain the same standard of living. To use the San Diego, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$24,720$2,060$577$742
Renters$21,333$1,778$498$640
If you want to find a good determining factor for the cost of living and the general affordability of housing in San Diego, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In San Diego, TX, the median monthly income is $24,720 for those who own their own homes. Under the standard rule, that income level would allow for $577 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $21,333, per the median income in the area. That would allow for renters to spend up to $498 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in San Diego, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemSan DiegoNational avg.Difference
Haircut $13.24$14.599.3%
Beauty Salon $39.24$34.6813.2%
Toothpaste $2.21$2.4710.6%
Shampoo $0.75$1.0226.6%
Movie $7.38$9.8725.2%
Bowling $5.80$4.3932.1%

Groceries

ItemSan DiegoNational avg.Difference
Ground Beef $4.84$4.488.1%
Fried Chicken $1.04$1.4629.0%
Milk $2.29$2.362.8%
Potatoes $2.74$3.0610.5%
Pizza $9.28$9.240.4%
Beer $7.97$8.637.7%

Health Care

ItemSan DiegoNational avg.Difference
Optometrist $91.75$99.788.0%
Doctor $97.67$105.037.0%
Dentist $77.75$88.7012.3%
Ibuprofen $7.97$9.4115.3%
Lipitor $341.47$298.5014.4%

Housing

ItemSan DiegoNational avg.Difference
Home Price $46,100.00$175,700.0073.8%
Avg. Mortgage Payment $882.41$1,081.0318.4%
Apartment Rent $764.00$920.0017.0%

Transportation

ItemSan DiegoNational avg.Difference
Gasoline $1.95$2.096.8%
Tire Balancing $40.50$45.2910.6%

Utilities

ItemSan DiegoNational avg.Difference
All Electricity$195.90$170.8014.7%
Phone $35.00$28.2623.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Amargosa, TX597-3%
Owl Ranch, TX11397-3%
Rancho Alegre, TX1,17771-29%
Alice Acres, TX35478-22%
Loma Linda East, TX35179-21%
San Diego, TX4,81381-19%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South Barrington, IL4,811211111%
Piedmont, AL4,81179-21%
Manchester, MD4,81011616%
Colorado City, AZ4,8161022%
Huber Ridge, OH4,81689-11%
San Diego, TX4,81381-19%
Source: The San Diego, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.