Cost Of Living In San Diego, TX

San Diego cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	San Diego	Texas	National
Cost of living index	80	90	100
Index	San Diego	Texas	National
Goods & Services index	95	94	100
Groceries index	85	89	100
Health care index	93	95	100
Housing index	43	81	100
Transportation index	95	93	100
Utilities index	115	95	100

A general overview of the cost of living index for San Diego, TX is displayed above. In San Diego, TX, the overall cost of living index is 80, which is 10% lower than the Texas average and 20% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of San Diego, TX, the city's goods and services are 1% higher than the Texas average and 5% lower than the U.S. average.

Did you know?

The cost of living in San Diego is 10% lower than the Texas average.
The cost of living in San Diego is 20% lower than the national average.
The cost of housing in San Diego is 57% lower than the national average.
Texas general sales tax is 23% higher than the national average.
Texas state income tax is 100% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current salary in San Diego, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in San Diego, TX, then you would need to earn more income in order to maintain the same standard of living. To use the San Diego, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$24,720	$2,060	$577	$742
Renters	$21,333	$1,778	$498	$640

If you want to find a good determining factor for the cost of living and the general affordability of housing in San Diego, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In San Diego, TX, the median monthly income is $24,720 for those who own their own homes. Under the standard rule, that income level would allow for $577 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $21,333, per the median income in the area. That would allow for renters to spend up to $498 on monthly rental expenses.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in San Diego, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

Item	San Diego	National avg.	Difference
Haircut	$14.65	$15.56	5.9%
Beauty Salon	$44.08	$36.11	22.1%
Toothpaste	$1.86	$2.47	24.6%
Shampoo	$0.75	$0.96	22.3%
Movie	$7.75	$10.13	23.5%
Bowling	$7.99	$4.74	68.7%

Groceries

Item	San Diego	National avg.	Difference
Ground Beef	$3.36	$3.98	15.6%
Fried Chicken	$1.19	$1.41	15.4%
Milk	$1.75	$2.06	15.2%
Potatoes	$2.58	$2.98	13.6%
Pizza	$8.41	$9.47	11.3%
Beer	$8.30	$8.79	5.7%

Health Care

Item	San Diego	National avg.	Difference
Optometrist	$108.33	$101.04	7.2%
Doctor	$97.00	$107.44	9.7%
Dentist	$79.17	$90.42	12.4%
Ibuprofen	$8.14	$9.28	12.3%
Lipitor	$435.77	$426.50	2.2%

Housing

Item	San Diego	National avg.	Difference
Home Price	$46,100.00	$175,700.00	73.8%
Avg. Mortgage Payment	$895.75	$1,133.23	21.0%
Apartment Rent	$764.00	$920.00	17.0%

Transportation

Item	San Diego	National avg.	Difference
Gasoline	$1.74	$1.99	12.7%
Tire Balancing	$51.91	$45.76	13.4%

Utilities

Item	San Diego	National avg.	Difference
All Electricity	$213.79	$163.81	30.5%
Phone	$27.01	$28.39	4.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Amargosa, TX	5	96	-4%
Owl Ranch, TX	113	96	-4%
Rancho Alegre, TX	1,177	70	-30%
Alice Acres, TX	354	77	-23%
Loma Linda East, TX	351	79	-21%
San Diego, TX	4,813	80	-20%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
South Barrington, IL	4,811	213	113%
Piedmont, AL	4,811	79	-21%
Colorado City, AZ	4,816	103	3%
Manchester, MD	4,810	114	14%
Huber Ridge, OH	4,816	91	-9%
San Diego, TX	4,813	80	-20%

Source: The San Diego, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

San Diego, TX Cost of Living