San Carlos cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSan CarlosTexasNational
Cost of living index6591100
IndexSan CarlosTexasNational
Goods & Services index7697100
Groceries index7990100
Health care index8196100
Housing index3481100
Transportation index8695100
Utilities index7994100
Displayed above is a general overview of the San Carlos, TX cost of living index. The overall cost of living index in San Carlos, TX is 65, which is 28% lower than the Texas average and 35% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in San Carlos, TX are 22% lower than the Texas average and 24% lower than the national average.

Did you know?

  • The cost of living in San Carlos is 28% lower than the Texas average.
  • The cost of living in San Carlos is 35% lower than the national average.
  • The cost of housing in San Carlos is 66% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare San Carlos, TX Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in San Carlos, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in San Carlos, TX, then you would need to earn more income in order to maintain the same standard of living. To use the San Carlos, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$26,596$2,216$621$798
Renters$18,709$1,559$437$561
How much of your monthly income goes to housing can tell you whether or not you can afford housing in San Carlos, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In San Carlos, TX homeowners have a median income of $26,596. Using that number, you will come up with a maximum of $621 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $18,709, which means there is a maximum of $437 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in San Carlos, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemSan CarlosNational avg.Difference
Haircut $10.00$14.5931.5%
Beauty Salon $23.33$34.6832.7%
Toothpaste $1.54$2.4737.7%
Shampoo $0.75$1.0226.6%
Movie $10.00$9.871.3%
Bowling $4.25$4.393.2%

Groceries

ItemSan CarlosNational avg.Difference
Ground Beef $3.77$4.4815.8%
Fried Chicken $1.18$1.4619.4%
Milk $2.21$2.366.2%
Potatoes $2.58$3.0615.7%
Pizza $8.00$9.2413.4%
Beer $6.73$8.6322.0%

Health Care

ItemSan CarlosNational avg.Difference
Optometrist $60.00$99.7839.9%
Doctor $68.75$105.0334.5%
Dentist $66.00$88.7025.6%
Ibuprofen $7.97$9.4115.3%
Lipitor $329.99$298.5010.6%

Housing

ItemSan CarlosNational avg.Difference
Home Price $45,300.00$175,700.0074.2%
Avg. Mortgage Payment $776.23$1,081.0328.2%
Apartment Rent $481.00$920.0047.7%

Transportation

ItemSan CarlosNational avg.Difference
Gasoline $1.70$2.0918.8%
Tire Balancing $44.33$45.292.1%

Utilities

ItemSan CarlosNational avg.Difference
All Electricity$153.09$170.8010.4%
Phone $17.99$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ranchette Estates, TX7583-17%
La Chuparosa, TX095-5%
Tierra Bonita, TX12583-17%
Evergreen, TX093-7%
Ratamosa, TX23183-17%
San Carlos, TX3,31865-35%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lucerne, CA3,3181011%
Cambrian Park, CA3,31817777%
Newbern, TN3,31788-12%
Upton, MA3,31913434%
West Point, VA3,3191022%
San Carlos, TX3,31865-35%
Source: The San Carlos, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.