Rusk cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8591100
Goods & Services index10097100
Groceries index9890100
Health care index9596100
Housing index5281100
Transportation index9695100
Utilities index10494100
A general overview of the cost of living index for Rusk, TX is displayed above. In Rusk, TX, the overall cost of living index is 85, which is 6% lower than the Texas average and 15% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Rusk, TX, the city's goods and services are 2% higher than the Texas average and equal to the U.S. average.

Did you know?

  • The cost of living in Rusk is 6% lower than the Texas average.
  • The cost of living in Rusk is 15% lower than the national average.
  • The cost of housing in Rusk is 48% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Rusk, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Rusk, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Rusk, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Rusk, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Rusk, TX, the median monthly income is $43,160 for those who own their own homes. Under the standard rule, that income level would allow for $1,007 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $28,009, per the median income in the area. That would allow for renters to spend up to $653 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Rusk, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemRuskNational avg.Difference
Haircut $15.65$14.597.2%
Beauty Salon $34.00$34.682.0%
Toothpaste $3.21$2.4729.8%
Shampoo $0.98$1.024.1%
Movie $9.75$9.871.2%
Bowling $5.00$4.3913.9%


ItemRuskNational avg.Difference
Ground Beef $6.05$4.4835.1%
Fried Chicken $1.19$1.4618.7%
Milk $2.29$2.362.8%
Potatoes $4.15$3.0635.6%
Pizza $8.00$9.2413.4%
Beer $8.72$8.631.0%

Health Care

ItemRuskNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $98.00$105.036.7%
Dentist $76.00$88.7014.3%
Ibuprofen $9.92$9.415.4%
Lipitor $307.65$298.503.1%


ItemRuskNational avg.Difference
Home Price $76,600.00$175,700.0056.4%
Avg. Mortgage Payment $892.91$1,081.0317.4%
Apartment Rent $657.00$920.0028.6%


ItemRuskNational avg.Difference
Gasoline $2.00$2.094.4%
Tire Balancing $44.00$45.292.8%


ItemRuskNational avg.Difference
All Electricity$182.92$170.807.1%
Phone $27.95$28.261.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
New Summerfield, TX1,68677-23%
Alto, TX1,32382-18%
Gallatin, TX28378-22%
Reklaw, TX37683-17%
Jacksonville, TX14,65480-20%
Rusk, TX5,57385-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Locust Grove, GA5,57393-7%
Kennebunk, ME5,57511818%
Gulf Park Estates, MS5,57196-4%
Glencoe, MN5,57593-7%
Union, KY5,5691033%
Rusk, TX5,57385-15%
Source: The Rusk, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.