Rockdale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRockdaleTexasNational
Cost of living index7790100
IndexRockdaleTexasNational
Goods & Services index9094100
Groceries index7989100
Health care index9795100
Housing index4781100
Transportation index8993100
Utilities index10295100
A general summary of the cost of living index in Rockdale, TX is shown above. Compared to the state average of Texas the cost of living index in Rockdale, TX is 77, which is 14% lower than the average in Texas and compared to the national average it is 23% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Rockdale, TX goods and services come in at 5% lower than the average in Texas and are 10% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Rockdale is 14% lower than the Texas average.
  • The cost of living in Rockdale is 23% lower than the national average.
  • The cost of housing in Rockdale is 53% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Rockdale, TX Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Rockdale, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Rockdale, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Rockdale, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$47,368$3,947$1,105$1,421
Renters$23,630$1,969$551$709
If you want to find a good determining factor for the cost of living and the general affordability of housing in Rockdale, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Rockdale, TX, the median monthly income is $47,368 for those who own their own homes. Under the standard rule, that income level would allow for $1,105 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $23,630, per the median income in the area. That would allow for renters to spend up to $551 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
One thing to keep in mind when considering the cost of living in Rockdale, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemRockdaleNational avg.Difference
Haircut $13.48$15.5613.4%
Beauty Salon $37.05$36.112.6%
Toothpaste $1.85$2.4725.2%
Shampoo $0.75$0.9622.3%
Movie $8.44$10.1316.6%
Bowling $5.25$4.7410.8%

Groceries

ItemRockdaleNational avg.Difference
Ground Beef $3.17$3.9820.4%
Fried Chicken $0.95$1.4132.7%
Milk $1.58$2.0623.3%
Potatoes $1.63$2.9845.2%
Pizza $8.99$9.475.1%
Beer $8.79$8.790.0%

Health Care

ItemRockdaleNational avg.Difference
Optometrist $87.96$101.0413.0%
Doctor $123.50$107.4414.9%
Dentist $77.93$90.4213.8%
Ibuprofen $7.97$9.2814.1%
Lipitor $434.92$426.502.0%

Housing

ItemRockdaleNational avg.Difference
Home Price $62,800.00$175,700.0064.3%
Avg. Mortgage Payment $790.41$1,133.2330.3%
Apartment Rent $678.00$920.0026.3%

Transportation

ItemRockdaleNational avg.Difference
Gasoline $1.72$1.9913.8%
Tire Balancing $43.91$45.764.0%

Utilities

ItemRockdaleNational avg.Difference
All Electricity$180.85$163.8110.4%
Phone $26.00$28.398.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Milano, TX48975-25%
Cameron, TX5,44577-23%
Thorndale, TX1,49580-20%
Rockdale, TX5,50677-23%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Holdrege, NE5,50681-19%
Nassau Village-Ratliff, FL5,50693-7%
Hamlin, NY5,50892-8%
Belvedere, SC5,50486-14%
Old Bethpage, NY5,50115252%
Rockdale, TX5,50677-23%
Source: The Rockdale, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.