Rock Point cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRock PointMarylandNational
Cost of living index106115100
IndexRock PointMarylandNational
Goods & Services index9891100
Groceries index112112100
Health care index9488100
Housing index113154100
Transportation index121108100
Utilities index9899100

Did you know?

  • The cost of living in Rock Point is 8% lower than the Maryland average.
  • The cost of living in Rock Point is 6% higher than the national average.
  • The cost of housing in Rock Point is 13% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Compare Rock Point, MD Cost of living To Other Cities

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$88,194$7,350$2,058$2,646
Renters$0$0$0$0

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%

Goods & Services

ItemRock PointNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $53.25$34.6853.5%
Toothpaste $2.24$2.479.4%
Shampoo $1.02$1.020.2%
Movie $12.71$9.8728.8%
Bowling $5.38$4.3922.5%

Groceries

ItemRock PointNational avg.Difference
Ground Beef $3.49$4.4822.0%
Fried Chicken $1.66$1.4613.4%
Milk $2.68$2.3613.7%
Potatoes $3.69$3.0620.5%
Pizza $8.00$9.2413.4%
Beer $9.29$8.637.6%

Health Care

ItemRock PointNational avg.Difference
Optometrist $73.50$99.7826.3%
Doctor $87.20$105.0317.0%
Dentist $86.40$88.702.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $293.64$298.501.6%

Housing

ItemRock PointNational avg.Difference
Home Price $198,600.00$175,700.0013.0%
Avg. Mortgage Payment $2,743.63$1,081.03153.8%
Apartment Rent $0.00$920.00100.0%

Transportation

ItemRock PointNational avg.Difference
Gasoline $2.59$2.0923.8%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemRock PointNational avg.Difference
All Electricity$167.80$170.801.8%
Phone $27.32$28.263.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Montross, VA52298-2%
Colonial Beach, VA3,5511088%
Cobb Island, MD66211313%
Dahlgren, VA3,05911414%
Dahlgren Center, VA67412121%
Rock Point, MD991066%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Gildford, MT9984-16%
Scarville, IA9971-29%
Fox Lake, MT991077%
Lewis, WI9986-14%
Datil, NM9968-32%
Rock Point, MD991066%
Source: The Rock Point, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.