Rochester cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRochesterWisconsinNational
Cost of living index10998100
IndexRochesterWisconsinNational
Goods & Services index97100100
Groceries index103100100
Health care index115112100
Housing index12991100
Transportation index8999100
Utilities index110102100
Displayed above is a general overview of the Rochester, WI cost of living index. The overall cost of living index in Rochester, WI is 109, which is 11% higher than the Wisconsin average and 9% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Rochester, WI are 3% lower than the Wisconsin average and 3% lower than the national average.

Did you know?

  • The cost of living in Rochester is 11% higher than the Wisconsin average.
  • The cost of living in Rochester is 9% higher than the national average.
  • The cost of housing in Rochester is 29% higher than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 98% higher than the national average.

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Compare Rochester, WI Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Rochester, WI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Rochester, WI, you have to earn a higher income in order to still have the same standard of living. To operate the Rochester, WI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,404$6,117$1,713$2,202
Renters$44,719$3,727$1,043$1,342
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Rochester, WI as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Rochester, WI homeowners, is $73,404. This would allow for a maximum of $1,713 per month to be spent on housing costs. For renters, the median monthly income is $44,719 which would result in a maximum of $1,043 to be spent on rental costs.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax
Wisconsin5%5.6%

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
Wisconsin4.4%7.65%
When you are determining the total cost of living in Rochester, WI you will want to make sure you consider both the Wisconsin sales tax and the Wisconsin income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Wisconsin is 5%, with the highest surtax being 5.6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Wisconsin have a range from 4.4% to 7.65%.

Goods & Services

ItemRochesterNational avg.Difference
Haircut $15.99$14.599.6%
Beauty Salon $30.60$34.6811.8%
Toothpaste $2.51$2.471.5%
Shampoo $0.89$1.0212.9%
Movie $9.80$9.870.7%
Bowling $3.25$4.3926.0%

Groceries

ItemRochesterNational avg.Difference
Ground Beef $3.32$4.4825.8%
Fried Chicken $1.86$1.4627.0%
Milk $2.20$2.366.6%
Potatoes $2.35$3.0623.2%
Pizza $9.00$9.242.6%
Beer $7.97$8.637.7%

Health Care

ItemRochesterNational avg.Difference
Optometrist $52.40$99.7847.5%
Doctor $166.00$105.0358.0%
Dentist $91.60$88.703.3%
Ibuprofen $9.19$9.412.4%
Lipitor $315.77$298.505.8%

Housing

ItemRochesterNational avg.Difference
Home Price $231,800.00$175,700.0031.9%
Avg. Mortgage Payment $1,141.54$1,081.035.6%
Apartment Rent $1,109.00$920.0020.5%

Transportation

ItemRochesterNational avg.Difference
Gasoline $1.89$2.099.6%
Tire Balancing $37.95$45.2916.2%

Utilities

ItemRochesterNational avg.Difference
All Electricity$169.20$170.800.9%
Phone $35.25$28.2624.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lake Ivanhoe, WI51294-6%
Elkhorn, WI10,02097-3%
Springfield, WI23598-2%
Eagle Lake, WI1,22998-2%
Bohners Lake, WI2,38999-1%
Rochester, WI3,6871099%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Dell Rapids, SD3,68793-7%
Stanford, KY3,68685-15%
O'Neill, NE3,68685-15%
Leisure Village East, NJ3,6891099%
Dillonvale, OH3,68595-5%
Rochester, WI3,6871099%
Source: The Rochester, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.