Rochester cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRochesterNew HampshireNational
Cost of living index110119100
IndexRochesterNew HampshireNational
Goods & Services index117117100
Groceries index103103100
Health care index116116100
Housing index97127100
Transportation index106106100
Utilities index137137100
An overview of the general cost of living index for Rochester, NH is displayed above for your reference. Residents in Rochester, NH enjoy a cost of living index of 110. This index is 8% lower than the New Hampshire average, and 10% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Rochester, NH, the average cost of goods and services is equal to it is in New Hampshire, and it is 17% higher than the national average.

Did you know?

  • The cost of living in Rochester is 8% lower than the New Hampshire average.
  • The cost of living in Rochester is 10% higher than the national average.
  • The cost of housing in Rochester is 3% lower than the national average.
  • New Hampshire general sales tax is 100% lower than the national average.
  • New Hampshire state income tax is 100% lower than the national average.

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Salary Calculator

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Health care index
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The salary calculator allows you to compare how much your current salary in Rochester, NH would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Rochester, NH, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Rochester, NH salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$63,903$5,325$1,491$1,917
Renters$29,483$2,457$688$885
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Rochester, NH as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Rochester, NH homeowners, is $63,903. This would allow for a maximum of $1,491 per month to be spent on housing costs. For renters, the median monthly income is $29,483 which would result in a maximum of $688 to be spent on rental costs.

New Hampshire Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Hampshire0%0%

New Hampshire Income Tax

StateIncome Tax (Low)Income Tax (High)
New Hampshire0%0%
The New Hampshire sales tax and New Hampshire income tax rates should definitely be considered when determining the overall cost of living in Rochester, NH. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New Hampshire sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New Hampshire income tax rates range from 0% to 0%.

Goods & Services

ItemRochesterNational avg.Difference
Haircut $16.88$14.5915.7%
Beauty Salon $41.47$34.6819.6%
Toothpaste $2.32$2.476.2%
Shampoo $1.00$1.022.2%
Movie $10.20$9.873.4%
Bowling $4.62$4.395.2%

Groceries

ItemRochesterNational avg.Difference
Ground Beef $3.76$4.4816.0%
Fried Chicken $1.56$1.466.6%
Milk $2.21$2.366.2%
Potatoes $2.98$3.062.7%
Pizza $8.68$9.246.1%
Beer $9.07$8.635.1%

Health Care

ItemRochesterNational avg.Difference
Optometrist $100.39$99.780.6%
Doctor $149.18$105.0342.0%
Dentist $104.81$88.7018.2%
Ibuprofen $9.68$9.412.8%
Lipitor $277.44$298.507.1%

Housing

ItemRochesterNational avg.Difference
Home Price $168,900.00$175,700.003.9%
Avg. Mortgage Payment $1,260.97$1,081.0316.6%
Apartment Rent $915.00$920.000.5%

Transportation

ItemRochesterNational avg.Difference
Gasoline $2.28$2.099.0%
Tire Balancing $44.74$45.291.2%

Utilities

ItemRochesterNational avg.Difference
All Electricity$243.35$170.8042.5%
Phone $36.25$28.2628.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Farmington, NH3,5621077%
Milton, NH8011066%
Alton, NH3971099%
Sanford, ME20,8531077%
Berwick, ME2,04811212%
Rochester, NH29,88311010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Westchester, FL29,92111313%
Spring Valley CDP (San Diego County), CA29,84113333%
Niles, IL29,93911515%
Walnut, CA29,82217272%
Highland Park, IL29,81915050%
Rochester, NH29,88311010%
Source: The Rochester, NH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.