Ripon cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRiponCaliforniaNational
Cost of living index124137100
IndexRiponCaliforniaNational
Goods & Services index104109100
Groceries index103118100
Health care index108111100
Housing index156189100
Transportation index130130100
Utilities index127112100
A general summary of the cost of living index in Ripon, CA is shown above. Compared to the state average of California the cost of living index in Ripon, CA is 124, which is 9% lower than the average in California and compared to the national average it is 24% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Ripon, CA goods and services come in at 5% lower than the average in California and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Ripon is 9% lower than the California average.
  • The cost of living in Ripon is 24% higher than the national average.
  • The cost of housing in Ripon is 56% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Ripon, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Ripon, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Ripon, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Ripon, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$100,500$8,375$2,345$3,015
Renters$40,851$3,404$953$1,226
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Ripon, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ripon, CA has a median income of about $100,500 for people who own homes. Based on that number, a person should spend a maximum of $2,345 on expenses related to housing. Renters have a slightly different median income, which is $40,851. Based on this average, renters should spend no more than $953 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When you are determining the total cost of living in Ripon, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemRiponNational avg.Difference
Haircut $15.44$15.560.8%
Beauty Salon $40.33$36.1111.7%
Toothpaste $2.34$2.475.5%
Shampoo $1.14$0.9618.5%
Movie $9.44$10.136.7%
Bowling $5.67$4.7419.7%

Groceries

ItemRiponNational avg.Difference
Ground Beef $4.26$3.986.9%
Fried Chicken $1.18$1.4115.9%
Milk $2.40$2.0616.1%
Potatoes $2.93$2.981.6%
Pizza $11.17$9.4717.9%
Beer $8.87$8.790.8%

Health Care

ItemRiponNational avg.Difference
Optometrist $122.92$101.0421.6%
Doctor $102.44$107.444.7%
Dentist $104.17$90.4215.2%
Ibuprofen $10.77$9.2816.1%
Lipitor $424.73$426.500.4%

Housing

ItemRiponNational avg.Difference
Home Price $301,000.00$175,700.0071.3%
Avg. Mortgage Payment $1,289.65$1,133.2313.8%
Apartment Rent $1,107.00$920.0020.3%

Transportation

ItemRiponNational avg.Difference
Gasoline $2.61$1.9930.7%
Tire Balancing $58.12$45.7627.0%

Utilities

ItemRiponNational avg.Difference
All Electricity$237.89$163.8145.2%
Phone $29.67$28.394.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rouse, CA1,75794-6%
Bystrom, CA3,80595-5%
Bret Harte, CA4,99895-5%
Parklawn, CA1,19195-5%
Airport, CA1,54797-3%
Ripon, CA14,64512424%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Coto de Caza, CA14,647203103%
Ramsey, NJ14,65015252%
Canton, IL14,65085-15%
South Venice, FL14,6371000%
Jacksonville, TX14,65482-18%
Ripon, CA14,64512424%
Source: The Ripon, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.