Rhinelander cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRhinelanderWisconsinNational
Cost of living index8398100
IndexRhinelanderWisconsinNational
Goods & Services index93100100
Groceries index95100100
Health care index109112100
Housing index5891100
Transportation index9799100
Utilities index91102100
An overview of the general cost of living index for Rhinelander, WI is displayed above for your reference. Residents in Rhinelander, WI enjoy a cost of living index of 83. This index is 15% lower than the Wisconsin average, and 17% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Rhinelander, WI, the average cost of goods and services is 7% lower than it is in Wisconsin, and it is 8% lower than the national average.

Did you know?

  • The cost of living in Rhinelander is 15% lower than the Wisconsin average.
  • The cost of living in Rhinelander is 17% lower than the national average.
  • The cost of housing in Rhinelander is 42% lower than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 98% higher than the national average.

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Compare Rhinelander, WI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Rhinelander, WI to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Rhinelander, WI, then you would need to earn more income in order to maintain the same standard of living. To use the Rhinelander, WI salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$41,657$3,471$972$1,250
Renters$24,122$2,010$563$724
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Rhinelander, WI, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Rhinelander, WI has a median income of about $41,657 for people who own homes. Based on that number, a person should spend a maximum of $972 on expenses related to housing. Renters have a slightly different median income, which is $24,122. Based on this average, renters should spend no more than $563 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax
Wisconsin5%5.6%

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
Wisconsin4.4%7.65%
For those who live in Rhinelander, WI and want to know what the true cost of living is, they ought to look at both the Wisconsin income tax rate and the Wisconsin sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Wisconsin, the sales tax is 5%, while the most you'll pay in surtax is 5.6%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Wisconsin, the income tax rate ranges between 4.4% to 7.65%.

Goods & Services

ItemRhinelanderNational avg.Difference
Haircut $13.65$14.596.5%
Beauty Salon $28.33$34.6818.3%
Toothpaste $2.18$2.4711.9%
Shampoo $0.95$1.027.0%
Movie $9.00$9.878.8%
Bowling $3.25$4.3926.0%

Groceries

ItemRhinelanderNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.36$1.467.1%
Milk $2.51$2.366.5%
Potatoes $2.52$3.0617.7%
Pizza $9.00$9.242.6%
Beer $7.64$8.6311.5%

Health Care

ItemRhinelanderNational avg.Difference
Optometrist $115.00$99.7815.3%
Doctor $152.90$105.0345.6%
Dentist $81.60$88.708.0%
Ibuprofen $9.05$9.413.8%
Lipitor $282.82$298.505.3%

Housing

ItemRhinelanderNational avg.Difference
Home Price $84,800.00$175,700.0051.7%
Avg. Mortgage Payment $930.34$1,081.0313.9%
Apartment Rent $755.00$920.0017.9%

Transportation

ItemRhinelanderNational avg.Difference
Gasoline $2.20$2.095.2%
Tire Balancing $33.00$45.2927.1%

Utilities

ItemRhinelanderNational avg.Difference
All Electricity$144.02$170.8015.7%
Phone $28.16$28.260.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Elcho, WI27580-20%
Three Lakes, WI51988-12%
Tomahawk, WI3,33588-12%
Lake Tomahawk, WI18791-9%
Rhinelander, WI7,64283-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fate, TX7,64311414%
Rio Vista, CA7,64611717%
East Franklin, NJ7,64712323%
Arcadia, FL7,64788-12%
Butler, NJ7,63613030%
Rhinelander, WI7,64283-17%
Source: The Rhinelander, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.