Rayne cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRayneLouisianaNational
Cost of living index8392100
IndexRayneLouisianaNational
Goods & Services index9699100
Groceries index9796100
Health care index8897100
Housing index5182100
Transportation index9795100
Utilities index10491100
Displayed above is a general overview of the Rayne, LA cost of living index. The overall cost of living index in Rayne, LA is 83, which is 10% lower than the Louisiana average and 17% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Rayne, LA are 3% lower than the Louisiana average and 4% lower than the national average.

Did you know?

  • The cost of living in Rayne is 10% lower than the Louisiana average.
  • The cost of living in Rayne is 17% lower than the national average.
  • The cost of housing in Rayne is 49% lower than the national average.
  • Louisiana general sales tax is 21% lower than the national average.
  • Louisiana state income tax is 10% lower than the national average.

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Compare Rayne, LA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Rayne, LA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Rayne, LA, then you would need to earn more income in order to maintain the same standard of living. To use the Rayne, LA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$42,845$3,570$1,000$1,285
Renters$19,839$1,653$463$595
The affordability of the housing market in Rayne, LA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rayne, LA homeowners, the median income is $42,845. This indicates that a monthly maximum of $1,000 should be spent by homeowners on all housing related costs. Renters have a median income of $19,839. This indicates that renters should have a maximum of $463 used for their rent related monthly costs.

Louisiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Louisiana4%11%

Louisiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Louisiana2%6%
The Louisiana sales tax and Louisiana income tax rates should definitely be considered when determining the overall cost of living in Rayne, LA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Louisiana sales tax is 4% and the maximum surtax is 11%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Louisiana income tax rates range from 2% to 6%.

Goods & Services

ItemRayneNational avg.Difference
Haircut $16.55$15.566.3%
Beauty Salon $36.43$36.110.9%
Toothpaste $2.18$2.4711.8%
Shampoo $1.03$0.966.4%
Movie $9.37$10.137.5%
Bowling $5.25$4.7410.9%

Groceries

ItemRayneNational avg.Difference
Ground Beef $3.96$3.980.7%
Fried Chicken $1.63$1.4115.8%
Milk $2.51$2.0621.8%
Potatoes $2.67$2.9810.6%
Pizza $8.88$9.476.2%
Beer $8.00$8.799.0%

Health Care

ItemRayneNational avg.Difference
Optometrist $76.77$101.0424.0%
Doctor $78.40$107.4427.0%
Dentist $79.00$90.4212.6%
Ibuprofen $9.93$9.287.0%
Lipitor $442.09$426.503.7%

Housing

ItemRayneNational avg.Difference
Home Price $88,000.00$175,700.0049.9%
Avg. Mortgage Payment $805.44$1,133.2328.9%
Apartment Rent $494.00$920.0046.3%

Transportation

ItemRayneNational avg.Difference
Gasoline $1.69$1.9915.4%
Tire Balancing $56.74$45.7624.0%

Utilities

ItemRayneNational avg.Difference
All Electricity$128.32$163.8121.7%
Phone $39.62$28.3939.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cankton, LA71373-27%
Duson, LA1,80181-19%
Grand Coteau, LA91481-19%
Estherwood, LA84682-18%
Morse, LA92482-18%
Rayne, LA7,98483-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Perry, IA7,98681-19%
Maplewood, MO7,98792-8%
Blair, NE7,99090-10%
Black Mountain, NC7,97796-4%
Lincoln City, OR7,97711111%
Rayne, LA7,98483-17%
Source: The Rayne, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.