Quincy cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index141130100
Goods & Services index127111100
Groceries index108113100
Health care index124111100
Housing index177167100
Transportation index116117100
Utilities index156126100
An overview of the general cost of living index for Quincy, MA is displayed above for your reference. Residents in Quincy, MA enjoy a cost of living index of 141. This index is 9% higher than the Massachusetts average, and 41% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Quincy, MA, the average cost of goods and services is 15% higher than it is in Massachusetts, and it is 27% higher than the national average.

Did you know?

  • The cost of living in Quincy is 9% higher than the Massachusetts average.
  • The cost of living in Quincy is 41% higher than the national average.
  • The cost of housing in Quincy is 77% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 132% higher than the national average.

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Compare Quincy, MA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Quincy, MA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Quincy, MA, you have to earn a higher income in order to still have the same standard of living. To operate the Quincy, MA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Quincy, MA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Quincy, MA homeowners have a median income of $85,708. Using that number, you will come up with a maximum of $2,000 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $48,176, which means there is a maximum of $1,124 to be spent on the costs of renting a home or apartment.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Quincy, MA, it's important to take into account the sales tax for Massachusetts, as well as the rate for income tax in Massachusetts. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Massachusetts is 6.25%, and the sales tax in the state of Massachusetts is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Massachusetts starts from 5.15% and goes up to 5.15%.

Goods & Services

ItemQuincyNational avg.Difference
Haircut $19.67$14.5934.8%
Beauty Salon $54.00$34.6855.7%
Toothpaste $2.54$2.472.7%
Shampoo $1.00$1.022.2%
Movie $11.69$9.8718.5%
Bowling $5.75$4.3930.9%


ItemQuincyNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.67$1.4614.1%
Milk $2.29$2.362.8%
Potatoes $3.29$3.067.5%
Pizza $10.00$9.248.2%
Beer $8.99$8.634.1%

Health Care

ItemQuincyNational avg.Difference
Optometrist $113.50$99.7813.8%
Doctor $151.00$105.0343.8%
Dentist $115.00$88.7029.6%
Ibuprofen $9.74$9.413.5%
Lipitor $310.83$298.504.1%


ItemQuincyNational avg.Difference
Home Price $342,600.00$175,700.0095.0%
Avg. Mortgage Payment $1,761.00$1,081.0362.9%
Apartment Rent $1,235.00$920.0034.2%


ItemQuincyNational avg.Difference
Gasoline $2.35$2.0912.3%
Tire Balancing $57.29$45.2926.5%


ItemQuincyNational avg.Difference
All Electricity$292.18$170.8071.1%
Phone $38.25$28.2635.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Southfield, MA01033%
Brockton, MA94,26712525%
Lynn, MA91,28912828%
Chelsea, MA37,08413131%
Randolph, MA33,13513232%
Quincy, MA92,92014141%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Arden-Arcade, CA92,84412121%
Lee's Summit, MO92,813100-0%
Yakima, WA92,80693-7%
Yuma, AZ93,07899-1%
Beaverton, OR92,59312323%
Quincy, MA92,92014141%
Source: The Quincy, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.