Prunedale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPrunedaleCaliforniaNational
Cost of living index146137100
IndexPrunedaleCaliforniaNational
Goods & Services index125109100
Groceries index143118100
Health care index133111100
Housing index192189100
Transportation index130130100
Utilities index109112100
A general overview of the cost of living index for Prunedale, CA is displayed above. In Prunedale, CA, the overall cost of living index is 146, which is 7% higher than the California average and 46% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Prunedale, CA, the city's goods and services are 14% higher than the California average and 25% higher than the U.S. average.

Did you know?

  • The cost of living in Prunedale is 7% higher than the California average.
  • The cost of living in Prunedale is 46% higher than the national average.
  • The cost of housing in Prunedale is 92% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Prunedale, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Prunedale, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Prunedale, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Prunedale, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$80,045$6,670$1,868$2,402
Renters$51,218$4,268$1,195$1,537
One can approximate the cost of living and the housing affordability in Prunedale, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Prunedale, CA have a median income of $80,045. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,868 per month to avoid calamity and poverty. The renters in the city have an income of about $51,218, which would make their monthly maximum allowable rental costs $1,195.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Prunedale, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemPrunedaleNational avg.Difference
Haircut $17.55$15.5612.7%
Beauty Salon $40.77$36.1112.9%
Toothpaste $3.61$2.4745.8%
Shampoo $1.23$0.9627.1%
Movie $12.35$10.1321.9%
Bowling $7.64$4.7461.3%

Groceries

ItemPrunedaleNational avg.Difference
Ground Beef $6.33$3.9858.8%
Fried Chicken $2.69$1.4191.3%
Milk $2.92$2.0641.3%
Potatoes $4.70$2.9857.6%
Pizza $13.06$9.4737.8%
Beer $9.48$8.797.8%

Health Care

ItemPrunedaleNational avg.Difference
Optometrist $151.96$101.0450.4%
Doctor $141.39$107.4431.6%
Dentist $138.51$90.4253.2%
Ibuprofen $10.75$9.2815.8%
Lipitor $420.03$426.501.5%

Housing

ItemPrunedaleNational avg.Difference
Home Price $364,900.00$175,700.00107.7%
Avg. Mortgage Payment $6,195.07$1,133.23446.7%
Apartment Rent $1,416.00$920.0053.9%

Transportation

ItemPrunedaleNational avg.Difference
Gasoline $2.74$1.9937.6%
Tire Balancing $51.66$45.7612.9%

Utilities

ItemPrunedaleNational avg.Difference
All Electricity$204.04$163.8124.6%
Phone $24.95$28.3912.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Boronda, CA1,27811818%
Chualar, CA1,25512121%
Castroville, CA6,22612828%
Salinas, CA154,07713131%
Pajaro, CA2,95713434%
Prunedale, CA18,57414646%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mustang, OK18,57588-12%
Ferndale, MD18,57711414%
Morristown, NJ18,58013838%
Gautier, MS18,58193-7%
El Dorado, AR18,59085-15%
Prunedale, CA18,57414646%
Source: The Prunedale, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.