Pottstown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPottstownPennsylvaniaNational
Cost of living index105102100
IndexPottstownPennsylvaniaNational
Goods & Services index115103100
Groceries index117105100
Health care index9997100
Housing index8093100
Transportation index117112100
Utilities index121112100
Here we can see a simple outline of the cost of living in Pottstown, PA. As you can see, with the average cost of living in Pottstown, PA being 105, that puts it 3% higher than the average of Pennsylvania and 5% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Pottstown, PA, the price of goods and services are 11% higher than the average of Pennsylvania as well as 15% higher than the nation's average.

Did you know?

  • The cost of living in Pottstown is 3% higher than the Pennsylvania average.
  • The cost of living in Pottstown is 5% higher than the national average.
  • The cost of housing in Pottstown is 20% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Pottstown, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Pottstown, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Pottstown, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Pottstown, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$66,212$5,518$1,545$1,987
Renters$24,878$2,073$580$746
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Pottstown, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Pottstown, PA homeowners, is $66,212. This would allow for a maximum of $1,545 per month to be spent on housing costs. For renters, the median monthly income is $24,878 which would result in a maximum of $580 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When considering the overall cost of living expenses in Pottstown, PA, it's important to take into account the sales tax for Pennsylvania, as well as the rate for income tax in Pennsylvania. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Pennsylvania is 8%, and the sales tax in the state of Pennsylvania is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Pennsylvania starts from 3.07% and goes up to 3.07%.

Goods & Services

ItemPottstownNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $52.00$34.6849.9%
Toothpaste $2.36$2.474.6%
Shampoo $0.99$1.023.1%
Movie $10.75$9.878.9%
Bowling $5.04$4.3914.8%

Groceries

ItemPottstownNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.69$1.4615.4%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $10.74$9.2416.2%
Beer $8.39$8.632.8%

Health Care

ItemPottstownNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $118.75$105.0313.1%
Dentist $95.00$88.707.1%
Ibuprofen $9.89$9.415.1%
Lipitor $200.00$298.5033.0%

Housing

ItemPottstownNational avg.Difference
Home Price $134,700.00$175,700.0023.3%
Avg. Mortgage Payment $1,419.25$1,081.0331.3%
Apartment Rent $812.00$920.0011.7%

Transportation

ItemPottstownNational avg.Difference
Gasoline $2.46$2.0917.6%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemPottstownNational avg.Difference
All Electricity$186.98$170.809.5%
Phone $38.50$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hereford, PA70984-16%
Reading, PA88,05190-10%
Walnuttown, PA37099-1%
Baumstown, PA46594-6%
Eagleville, PA2921000%
Pottstown, PA22,5191055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Green Valley, AZ22,51998-2%
Copiague, NY22,52713939%
Brushy Creek, TX22,5371044%
Garden City, NY22,543208108%
Park Forest, IL22,49090-10%
Pottstown, PA22,5191055%
Source: The Pottstown, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.