Portland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPortlandMichiganNational
Cost of living index8989100
IndexPortlandMichiganNational
Goods & Services index9394100
Groceries index8994100
Health care index94100100
Housing index7273100
Transportation index112101100
Utilities index10196100
A general overview of the cost of living index for Portland, MI is displayed above. In Portland, MI, the overall cost of living index is 89, which is equal to the Michigan average and 11% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Portland, MI, the city's goods and services are 2% lower than the Michigan average and 8% lower than the U.S. average.

Did you know?

  • The cost of living in Portland is equal to the Michigan average.
  • The cost of living in Portland is 11% lower than the national average.
  • The cost of housing in Portland is 28% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Portland, MI to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Portland, MI, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Portland, MI salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$68,455$5,705$1,597$2,054
Renters$30,648$2,554$715$920
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Portland, MI, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Portland, MI has a median income of about $68,455 for people who own homes. Based on that number, a person should spend a maximum of $1,597 on expenses related to housing. Renters have a slightly different median income, which is $30,648. Based on this average, renters should spend no more than $715 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
When assessing the complete cost of living in Portland, MI, the Michigan income tax and the Michigan sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Michigan maximum surtax is 6%, and the Michigan sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 4.25% to 4.25% in Michigan.

Goods & Services

ItemPortlandNational avg.Difference
Haircut $18.91$15.5621.5%
Beauty Salon $28.31$36.1121.6%
Toothpaste $2.60$2.475.3%
Shampoo $0.79$0.9618.2%
Movie $9.53$10.135.9%
Bowling $3.79$4.7420.1%

Groceries

ItemPortlandNational avg.Difference
Ground Beef $3.53$3.9811.4%
Fried Chicken $1.20$1.4114.7%
Milk $1.92$2.066.9%
Potatoes $3.18$2.986.7%
Pizza $8.10$9.4714.5%
Beer $8.03$8.798.7%

Health Care

ItemPortlandNational avg.Difference
Optometrist $99.79$101.041.2%
Doctor $101.28$107.445.7%
Dentist $80.40$90.4211.1%
Ibuprofen $7.64$9.2817.7%
Lipitor $455.01$426.506.7%

Housing

ItemPortlandNational avg.Difference
Home Price $116,400.00$175,700.0033.8%
Avg. Mortgage Payment $939.34$1,133.2317.1%
Apartment Rent $772.00$920.0016.1%

Transportation

ItemPortlandNational avg.Difference
Gasoline $2.05$1.992.7%
Tire Balancing $60.11$45.7631.4%

Utilities

ItemPortlandNational avg.Difference
All Electricity$202.21$163.8123.4%
Phone $20.05$28.3929.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Muir, MI58281-19%
Woodland, MI42182-18%
Lyons, MI94382-18%
Ionia, MI11,38882-18%
Lake Odessa, MI1,94982-18%
Portland, MI3,89989-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Shrewsbury, NJ3,89917979%
De Motte, IN3,89995-5%
Swanton, OH3,89993-7%
Lake Providence, LA3,89979-21%
Sidney, NY3,90089-11%
Portland, MI3,89989-11%
Source: The Portland, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.