Plattsburgh cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPlattsburghNew YorkNational
Cost of living index103122100
IndexPlattsburghNew YorkNational
Goods & Services index106112100
Groceries index109103100
Health care index107104100
Housing index81149100
Transportation index128122100
Utilities index123102100
Displayed above is a general overview of the Plattsburgh, NY cost of living index. The overall cost of living index in Plattsburgh, NY is 103, which is 16% lower than the New York average and 3% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Plattsburgh, NY are 6% lower than the New York average and 6% higher than the national average.

Did you know?

  • The cost of living in Plattsburgh is 16% lower than the New York average.
  • The cost of living in Plattsburgh is 3% higher than the national average.
  • The cost of housing in Plattsburgh is 19% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Plattsburgh, NY Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Plattsburgh, NY to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Plattsburgh, NY, you have to earn a higher income in order to still have the same standard of living. To operate the Plattsburgh, NY salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$66,472$5,539$1,551$1,994
Renters$24,136$2,011$563$724
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Plattsburgh, NY as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Plattsburgh, NY homeowners, is $66,472. This would allow for a maximum of $1,551 per month to be spent on housing costs. For renters, the median monthly income is $24,136 which would result in a maximum of $563 to be spent on rental costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Plattsburgh, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemPlattsburghNational avg.Difference
Haircut $19.12$14.5931.0%
Beauty Salon $45.50$34.6831.2%
Toothpaste $2.09$2.4715.5%
Shampoo $1.09$1.026.7%
Movie $10.53$9.876.7%
Bowling $4.67$4.396.3%

Groceries

ItemPlattsburghNational avg.Difference
Ground Beef $4.56$4.481.9%
Fried Chicken $1.84$1.4625.7%
Milk $2.79$2.3618.4%
Potatoes $3.99$3.0630.3%
Pizza $8.00$9.2413.4%
Beer $8.74$8.631.2%

Health Care

ItemPlattsburghNational avg.Difference
Optometrist $128.10$99.7828.4%
Doctor $113.84$105.038.4%
Dentist $94.00$88.706.0%
Ibuprofen $9.66$9.412.6%
Lipitor $311.23$298.504.3%

Housing

ItemPlattsburghNational avg.Difference
Home Price $143,000.00$175,700.0018.6%
Avg. Mortgage Payment $1,714.70$1,081.0358.6%
Apartment Rent $726.00$920.0021.1%

Transportation

ItemPlattsburghNational avg.Difference
Gasoline $2.68$2.0928.1%
Tire Balancing $58.28$45.2928.7%

Utilities

ItemPlattsburghNational avg.Difference
All Electricity$234.61$170.8037.4%
Phone $28.84$28.262.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Parc, NY17511212%
Altona, NY83290-10%
Plattsburgh West, NY1,46292-8%
Keeseville, NY1,98696-4%
Dannemora, NY3,78597-3%
Plattsburgh, NY19,8401033%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Ypsilanti, MI19,84488-12%
Williston, ND19,84999-1%
Lake Zurich, IL19,84912424%
Mead Valley, CA19,8511077%
Cartersville, GA19,85896-4%
Plattsburgh, NY19,8401033%
Source: The Plattsburgh, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.