Plainfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPlainfieldIndianaNational
Cost of living index9388100
IndexPlainfieldIndianaNational
Goods & Services index9895100
Groceries index9492100
Health care index9995100
Housing index8873100
Transportation index9293100
Utilities index9193100
The above illustration supplies generalized information for the Plainfield, IN cost of living index. Compared to other cities in Indiana and cities across the country, the cost of living index in Plainfield, IN is 93, which is 6% higher than the Indiana average and 7% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Plainfield, IN are 3% higher than the average for Indiana and 2% lower than the rest of the country.

Did you know?

  • The cost of living in Plainfield is 6% higher than the Indiana average.
  • The cost of living in Plainfield is 7% lower than the national average.
  • The cost of housing in Plainfield is 12% lower than the national average.
  • Indiana general sales tax is 37% higher than the national average.
  • Indiana state income tax is 48% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
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Use the salary calculator to compare your current income in Plainfield, IN to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Plainfield, IN, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Plainfield, IN salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,855$5,488$1,537$1,976
Renters$41,479$3,457$968$1,244
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Plainfield, IN, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Plainfield, IN has a median income of about $65,855 for people who own homes. Based on that number, a person should spend a maximum of $1,537 on expenses related to housing. Renters have a slightly different median income, which is $41,479. Based on this average, renters should spend no more than $968 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Indiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Indiana7%7%

Indiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Indiana3.3%3.3%
One thing to keep in mind when considering the cost of living in Plainfield, IN is the Indiana sales tax and Indiana income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Indiana sales tax rate is 7% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Indiana income tax rates range from 3.3% to 3.3%.

Goods & Services

ItemPlainfieldNational avg.Difference
Haircut $19.60$14.5934.3%
Beauty Salon $29.80$34.6814.1%
Toothpaste $2.34$2.475.4%
Shampoo $1.03$1.020.8%
Movie $10.53$9.876.7%
Bowling $4.30$4.392.1%

Groceries

ItemPlainfieldNational avg.Difference
Ground Beef $4.34$4.483.1%
Fried Chicken $1.18$1.4619.4%
Milk $1.96$2.3616.8%
Potatoes $2.86$3.066.6%
Pizza $8.99$9.242.7%
Beer $7.98$8.637.6%

Health Care

ItemPlainfieldNational avg.Difference
Optometrist $84.30$99.7815.5%
Doctor $96.50$105.038.1%
Dentist $87.80$88.701.0%
Ibuprofen $8.69$9.417.7%
Lipitor $335.04$298.5012.2%

Housing

ItemPlainfieldNational avg.Difference
Home Price $145,400.00$175,700.0017.2%
Avg. Mortgage Payment $821.91$1,081.0324.0%
Apartment Rent $919.00$920.000.1%

Transportation

ItemPlainfieldNational avg.Difference
Gasoline $2.01$2.093.9%
Tire Balancing $36.41$45.2919.6%

Utilities

ItemPlainfieldNational avg.Difference
All Electricity$156.80$170.808.2%
Phone $25.68$28.269.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
North Salem, IN49386-14%
Bethany, IN10986-14%
Stilesville, IN27687-13%
Brooklyn, IN1,63487-13%
Speedway, IN12,01288-12%
Plainfield, IN29,22093-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Gloucester, MA29,23714141%
Lake Stevens, WA29,25811515%
Cedar City, UT29,17592-8%
San Carlos, CA29,166211111%
Port Chester, NY29,27515252%
Plainfield, IN29,22093-7%
Source: The Plainfield, IN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.