Pine Ridge cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPine RidgeSouth DakotaNational
Cost of living index7289100
IndexPine RidgeSouth DakotaNational
Goods & Services index9595100
Groceries index105105100
Health care index9393100
Housing index1975100
Transportation index9191100
Utilities index8787100
An overview of the general cost of living index for Pine Ridge, SD is displayed above for your reference. Residents in Pine Ridge, SD enjoy a cost of living index of 72. This index is 19% lower than the South Dakota average, and 28% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Pine Ridge, SD, the average cost of goods and services is equal to it is in South Dakota, and it is 5% lower than the national average.

Did you know?

  • The cost of living in Pine Ridge is 19% lower than the South Dakota average.
  • The cost of living in Pine Ridge is 28% lower than the national average.
  • The cost of housing in Pine Ridge is 81% lower than the national average.
  • South Dakota general sales tax is 21% lower than the national average.
  • South Dakota state income tax is 100% lower than the national average.

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Compare Pine Ridge, SD Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Pine Ridge, SD to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Pine Ridge, SD, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Pine Ridge, SD salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$24,655$2,055$575$740
Renters$38,056$3,171$888$1,142
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Pine Ridge, SD, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Pine Ridge, SD has a median income of about $24,655 for people who own homes. Based on that number, a person should spend a maximum of $575 on expenses related to housing. Renters have a slightly different median income, which is $38,056. Based on this average, renters should spend no more than $888 on all of their rental costs if they want to maintain a non-impoverished standard of living.

South Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Dakota4%6%

South Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
South Dakota0%0%
One thing to keep in mind when considering the cost of living in Pine Ridge, SD is the South Dakota sales tax and South Dakota income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The South Dakota sales tax rate is 4% and the maximum surtax that can be charged is 6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The South Dakota income tax rates range from 0% to 0%.

Goods & Services

ItemPine RidgeNational avg.Difference
Haircut $14.08$14.593.5%
Beauty Salon $25.78$34.6825.7%
Toothpaste $2.46$2.470.5%
Shampoo $1.19$1.0216.4%
Movie $8.50$9.8713.9%
Bowling $4.50$4.392.5%

Groceries

ItemPine RidgeNational avg.Difference
Ground Beef $4.14$4.487.5%
Fried Chicken $1.70$1.4616.1%
Milk $2.43$2.363.1%
Potatoes $2.83$3.067.6%
Pizza $8.00$9.2413.4%
Beer $9.21$8.636.7%

Health Care

ItemPine RidgeNational avg.Difference
Optometrist $108.00$99.788.2%
Doctor $100.50$105.034.3%
Dentist $72.80$88.7017.9%
Ibuprofen $9.40$9.410.1%
Lipitor $302.33$298.501.3%

Housing

ItemPine RidgeNational avg.Difference
Home Price $10,800.00$175,700.0093.9%
Avg. Mortgage Payment $1,425.16$1,081.0331.8%
Apartment Rent $446.00$920.0051.5%

Transportation

ItemPine RidgeNational avg.Difference
Gasoline $1.98$2.095.3%
Tire Balancing $35.79$45.2921.0%

Utilities

ItemPine RidgeNational avg.Difference
All Electricity$131.53$170.8023.0%
Phone $28.50$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
White Clay, NE095-5%
Oglala, SD1,32172-28%
Manderson-White Horse Creek, SD84778-22%
Wounded Knee, SD46278-22%
Pine Ridge, SD3,32972-28%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Skidway Lake, MI3,32981-19%
Northchase, NC3,32899-1%
Tyndall AFB, FL3,3301077%
Granger, WA3,33087-13%
Allendale, SC3,32880-20%
Pine Ridge, SD3,32972-28%
Source: The Pine Ridge, SD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.