Pine Bluff cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPine BluffArkansasNational
Cost of living index8486100
IndexPine BluffArkansasNational
Goods & Services index9896100
Groceries index9595100
Health care index8588100
Housing index4963100
Transportation index9892100
Utilities index109102100
Displayed above is a general overview of the Pine Bluff, AR cost of living index. The overall cost of living index in Pine Bluff, AR is 84, which is 2% lower than the Arkansas average and 16% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Pine Bluff, AR are 3% higher than the Arkansas average and 2% lower than the national average.

Did you know?

  • The cost of living in Pine Bluff is 2% lower than the Arkansas average.
  • The cost of living in Pine Bluff is 16% lower than the national average.
  • The cost of housing in Pine Bluff is 51% lower than the national average.
  • Arkansas general sales tax is 28% higher than the national average.
  • Arkansas state income tax is 60% lower than the national average.

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Compare Pine Bluff, AR Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in Pine Bluff, AR to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Pine Bluff, AR, you have to earn a higher income in order to still have the same standard of living. To operate the Pine Bluff, AR salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$44,801$3,733$1,045$1,344
Renters$18,794$1,566$438$564
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Pine Bluff, AR as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Pine Bluff, AR homeowners, is $44,801. This would allow for a maximum of $1,045 per month to be spent on housing costs. For renters, the median monthly income is $18,794 which would result in a maximum of $438 to be spent on rental costs.

Arkansas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arkansas6.5%11.625%

Arkansas Income Tax

StateIncome Tax (Low)Income Tax (High)
Arkansas0.9%6.9%
When considering the overall cost of living expenses in Pine Bluff, AR, it's important to take into account the sales tax for Arkansas, as well as the rate for income tax in Arkansas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Arkansas is 11.625%, and the sales tax in the state of Arkansas is 6.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Arkansas starts from 0.9% and goes up to 6.9%.

Goods & Services

ItemPine BluffNational avg.Difference
Haircut $15.20$14.594.2%
Beauty Salon $39.80$34.6814.8%
Toothpaste $1.68$2.4732.1%
Shampoo $0.90$1.0211.9%
Movie $9.50$9.873.7%
Bowling $3.95$4.3910.1%

Groceries

ItemPine BluffNational avg.Difference
Ground Beef $3.95$4.4811.8%
Fried Chicken $1.21$1.4617.4%
Milk $2.33$2.361.1%
Potatoes $2.84$3.067.2%
Pizza $7.99$9.2413.6%
Beer $8.82$8.632.2%

Health Care

ItemPine BluffNational avg.Difference
Optometrist $86.00$99.7813.8%
Doctor $90.50$105.0313.8%
Dentist $65.00$88.7026.7%
Ibuprofen $7.98$9.4115.2%
Lipitor $295.98$298.500.8%

Housing

ItemPine BluffNational avg.Difference
Home Price $71,500.00$181,400.0060.6%
Avg. Mortgage Payment $1,047.71$1,081.033.1%
Apartment Rent $642.00$889.0027.8%

Transportation

ItemPine BluffNational avg.Difference
Gasoline $2.17$2.093.7%
Tire Balancing $37.25$45.2917.7%

Utilities

ItemPine BluffNational avg.Difference
All Electricity$150.55$170.8011.9%
Phone $39.29$28.2639.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Altheimer, AR83682-18%
Wabbaseka, AR20882-18%
Sherrill, AR6983-17%
Sulphur Springs, AR1,31282-18%
Redfield, AR1,20389-11%
Pine Bluff, AR48,70484-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Middletown, OH48,62891-9%
Euclid, OH48,78191-9%
Downers Grove, IL48,62112020%
Gilroy, CA48,83214141%
La Mirada, CA48,56814040%
Pine Bluff, AR48,70484-16%
Source: The Pine Bluff, AR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.