Picayune cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8881100
Goods & Services index9887100
Groceries index9493100
Health care index9492100
Housing index6763100
Transportation index9792100
Utilities index9786100
An overview of the general cost of living index for Picayune, MS is displayed above for your reference. Residents in Picayune, MS enjoy a cost of living index of 88. This index is 8% higher than the Mississippi average, and 12% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Picayune, MS, the average cost of goods and services is 13% higher than it is in Mississippi, and it is 2% lower than the national average.

Did you know?

  • The cost of living in Picayune is 8% higher than the Mississippi average.
  • The cost of living in Picayune is 12% lower than the national average.
  • The cost of housing in Picayune is 33% lower than the national average.
  • Mississippi general sales tax is 37% higher than the national average.
  • Mississippi state income tax is 35% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Picayune, MS to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Picayune, MS, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Picayune, MS salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Picayune, MS, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Picayune, MS has a median income of about $50,198 for people who own homes. Based on that number, a person should spend a maximum of $1,171 on expenses related to housing. Renters have a slightly different median income, which is $20,960. Based on this average, renters should spend no more than $489 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Mississippi Sales Tax

StateGeneral Sales TaxWith Max Surtax

Mississippi Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Picayune, MS, it's important to take into account the sales tax for Mississippi, as well as the rate for income tax in Mississippi. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Mississippi is 7.25%, and the sales tax in the state of Mississippi is 7%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Mississippi starts from 3% and goes up to 5%.

Goods & Services

ItemPicayuneNational avg.Difference
Haircut $14.75$14.591.1%
Beauty Salon $41.00$34.6818.2%
Toothpaste $2.15$2.4713.1%
Shampoo $0.99$1.023.1%
Movie $10.13$9.872.7%
Bowling $4.75$4.398.2%


ItemPicayuneNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $1.31$1.4610.5%
Milk $2.54$2.367.8%
Potatoes $3.28$3.067.1%
Pizza $8.49$9.248.1%
Beer $8.02$8.637.1%

Health Care

ItemPicayuneNational avg.Difference
Optometrist $79.88$99.7819.9%
Doctor $88.60$105.0315.6%
Dentist $81.00$88.708.7%
Ibuprofen $10.68$9.4113.5%
Lipitor $317.51$298.506.4%


ItemPicayuneNational avg.Difference
Home Price $103,700.00$175,700.0041.0%
Avg. Mortgage Payment $920.65$1,081.0314.8%
Apartment Rent $782.00$920.0015.0%


ItemPicayuneNational avg.Difference
Gasoline $1.92$2.098.3%
Tire Balancing $50.50$45.2911.5%


ItemPicayuneNational avg.Difference
All Electricity$151.97$170.8011.0%
Phone $30.76$28.268.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Nicholson, MS2,90484-16%
Sun, LA30686-14%
Kiln, MS1,70990-10%
Pearl River, LA2,91292-8%
Lacombe, LA7,72694-6%
Picayune, MS10,83888-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Spearfish, SD10,83693-7%
Elwood, NY10,83316262%
Vidor, TX10,84482-18%
Echelon, NJ10,83111313%
DeRidder, LA10,84687-13%
Picayune, MS10,83888-12%
Source: The Picayune, MS cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.