Pelham cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPelhamGeorgiaNational
Cost of living index7994100
IndexPelhamGeorgiaNational
Goods & Services index9499100
Groceries index10399100
Health care index10599100
Housing index3787100
Transportation index10493100
Utilities index9595100
Here we can see a simple outline of the cost of living in Pelham, GA. As you can see, with the average cost of living in Pelham, GA being 79, that puts it 16% lower than the average of Georgia and 21% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Pelham, GA, the price of goods and services are 5% lower than the average of Georgia as well as 6% lower than the nation's average.

Did you know?

  • The cost of living in Pelham is 16% lower than the Georgia average.
  • The cost of living in Pelham is 21% lower than the national average.
  • The cost of housing in Pelham is 63% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Compare Pelham, GA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Pelham, GA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Pelham, GA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Pelham, GA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$34,096$2,841$796$1,023
Renters$12,741$1,062$297$382
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Pelham, GA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Pelham, GA has a median income of about $34,096 for people who own homes. Based on that number, a person should spend a maximum of $796 on expenses related to housing. Renters have a slightly different median income, which is $12,741. Based on this average, renters should spend no more than $297 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Georgia4%8%

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
Georgia1%6%
The Georgia sales tax and Georgia income tax rates should definitely be considered when determining the overall cost of living in Pelham, GA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Georgia sales tax is 4% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Georgia income tax rates range from 1% to 6%.

Goods & Services

ItemPelhamNational avg.Difference
Haircut $15.00$15.563.6%
Beauty Salon $26.00$36.1128.0%
Toothpaste $2.44$2.471.4%
Shampoo $0.95$0.961.6%
Movie $10.43$10.133.0%
Bowling $4.16$4.7412.1%

Groceries

ItemPelhamNational avg.Difference
Ground Beef $4.06$3.981.9%
Fried Chicken $1.43$1.411.4%
Milk $2.23$2.067.9%
Potatoes $3.20$2.987.2%
Pizza $7.99$9.4715.7%
Beer $8.98$8.792.2%

Health Care

ItemPelhamNational avg.Difference
Optometrist $95.00$101.046.0%
Doctor $97.50$107.449.3%
Dentist $103.33$90.4214.3%
Ibuprofen $10.26$9.2810.6%
Lipitor $446.03$426.504.6%

Housing

ItemPelhamNational avg.Difference
Home Price $59,300.00$175,700.0066.2%
Avg. Mortgage Payment $793.51$1,133.2330.0%
Apartment Rent $396.00$920.0057.0%

Transportation

ItemPelhamNational avg.Difference
Gasoline $1.90$1.994.8%
Tire Balancing $56.56$45.7623.6%

Utilities

ItemPelhamNational avg.Difference
All Electricity$167.14$163.812.0%
Phone $24.78$28.3912.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Doerun, GA79481-19%
Meigs, GA92181-19%
Newton, GA70782-18%
Camilla, GA5,07884-16%
Ochlocknee, GA73085-15%
Pelham, GA3,88779-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Park Hill, OK3,88784-16%
Oracle, AZ3,88797-3%
Bosque Farms, NM3,8861000%
Indian Head, MD3,88511414%
Smithville, TX3,89088-12%
Pelham, GA3,88779-21%
Source: The Pelham, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.