Pelham Manor cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPelham ManorNew YorkNational
Cost of living index185120100
IndexPelham ManorNew YorkNational
Goods & Services index114110100
Groceries index106105100
Health care index10099100
Housing index362149100
Transportation index107111100
Utilities index109102100
A general summary of the cost of living index in Pelham Manor, NY is shown above. Compared to the state average of New York the cost of living index in Pelham Manor, NY is 185, which is 54% higher than the average in New York and compared to the national average it is 85% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Pelham Manor, NY goods and services come in at 3% higher than the average in New York and are 14% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Pelham Manor is 54% higher than the New York average.
  • The cost of living in Pelham Manor is 85% higher than the national average.
  • The cost of housing in Pelham Manor is 262% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Pelham Manor, NY to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Pelham Manor, NY, then you would need to earn more income in order to maintain the same standard of living. To use the Pelham Manor, NY salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$187,740$15,645$4,380$5,633
Renters$68,750$5,729$1,604$2,063
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Pelham Manor, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Pelham Manor, NY homeowners have a median income of $187,740. Using that number, you will come up with a maximum of $4,380 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $68,750, which means there is a maximum of $1,604 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in Pelham Manor, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemPelham ManorNational avg.Difference
Haircut $21.07$15.5635.3%
Beauty Salon $37.27$36.113.2%
Toothpaste $2.00$2.4719.2%
Shampoo $0.99$0.962.6%
Movie $12.15$10.1320.0%
Bowling $4.22$4.7411.0%

Groceries

ItemPelham ManorNational avg.Difference
Ground Beef $3.70$3.987.2%
Fried Chicken $1.60$1.4113.9%
Milk $2.41$2.0616.8%
Potatoes $2.72$2.988.7%
Pizza $8.23$9.4713.1%
Beer $8.92$8.791.5%

Health Care

ItemPelham ManorNational avg.Difference
Optometrist $114.67$101.0413.5%
Doctor $97.00$107.449.7%
Dentist $100.58$90.4211.2%
Ibuprofen $8.64$9.286.9%
Lipitor $377.50$426.5011.5%

Housing

ItemPelham ManorNational avg.Difference
Home Price $770,000.00$175,700.00338.2%
Avg. Mortgage Payment $1,788.76$1,133.2357.8%
Apartment Rent $1,684.00$920.0083.0%

Transportation

ItemPelham ManorNational avg.Difference
Gasoline $1.95$1.992.3%
Tire Balancing $58.03$45.7626.8%

Utilities

ItemPelham ManorNational avg.Difference
All Electricity$168.80$163.813.0%
Phone $33.50$28.3918.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Greenville, NY5731033%
Union City, NJ68,00114242%
Hackensack, NJ43,90312323%
Guttenberg, NJ11,39714545%
Teterboro, NJ5612626%
Pelham Manor, NY5,53918585%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Buckner, KY5,53911515%
Cumming, GA5,53898-2%
Yoakum, TX5,54079-21%
Chester, SC5,54382-18%
Woodland, WA5,5351077%
Pelham Manor, NY5,53918585%
Source: The Pelham Manor, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.