Pawtucket cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPawtucketRhode IslandNational
Cost of living index110119100
IndexPawtucketRhode IslandNational
Goods & Services index118118100
Groceries index107107100
Health care index107107100
Housing index96126100
Transportation index101101100
Utilities index139139100
An overview of the general cost of living index for Pawtucket, RI is displayed above for your reference. Residents in Pawtucket, RI enjoy a cost of living index of 110. This index is 8% lower than the Rhode Island average, and 10% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Pawtucket, RI, the average cost of goods and services is equal to it is in Rhode Island, and it is 18% higher than the national average.

Did you know?

  • The cost of living in Pawtucket is 8% lower than the Rhode Island average.
  • The cost of living in Pawtucket is 10% higher than the national average.
  • The cost of housing in Pawtucket is 4% lower than the national average.
  • Rhode Island general sales tax is 37% higher than the national average.
  • Rhode Island state income tax is 69% higher than the national average.

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Compare Pawtucket, RI Cost of living To Other Cities

Salary Calculator

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The salary calculator is meant to help you compare your salary in Pawtucket, RI to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Pawtucket, RI, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Pawtucket, RI salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,306$5,109$1,430$1,839
Renters$28,017$2,335$654$841
If you want to find a good determining factor for the cost of living and the general affordability of housing in Pawtucket, RI, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pawtucket, RI, the median monthly income is $61,306 for those who own their own homes. Under the standard rule, that income level would allow for $1,430 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $28,017, per the median income in the area. That would allow for renters to spend up to $654 on monthly rental expenses.

Rhode Island Sales Tax

StateGeneral Sales TaxWith Max Surtax
Rhode Island7%7%

Rhode Island Income Tax

StateIncome Tax (Low)Income Tax (High)
Rhode Island3.75%5.99%
The Rhode Island sales tax and Rhode Island income tax rates should definitely be considered when determining the overall cost of living in Pawtucket, RI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Rhode Island sales tax is 7% and the maximum surtax is 7%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Rhode Island income tax rates range from 3.75% to 5.99%.

Goods & Services

ItemPawtucketNational avg.Difference
Haircut $16.67$15.567.1%
Beauty Salon $48.75$36.1135.0%
Toothpaste $3.97$2.4760.6%
Shampoo $0.99$0.962.6%
Movie $11.17$10.1310.3%
Bowling $4.77$4.740.7%

Groceries

ItemPawtucketNational avg.Difference
Ground Beef $4.56$3.9814.4%
Fried Chicken $1.49$1.415.9%
Milk $2.56$2.0623.9%
Potatoes $3.99$2.9833.8%
Pizza $8.83$9.476.8%
Beer $9.44$8.797.3%

Health Care

ItemPawtucketNational avg.Difference
Optometrist $123.75$101.0422.5%
Doctor $142.56$107.4432.7%
Dentist $88.44$90.422.2%
Ibuprofen $8.99$9.283.1%
Lipitor $391.73$426.508.2%

Housing

ItemPawtucketNational avg.Difference
Home Price $174,100.00$175,700.000.9%
Avg. Mortgage Payment $1,459.71$1,133.2328.8%
Apartment Rent $827.00$920.0010.1%

Transportation

ItemPawtucketNational avg.Difference
Gasoline $1.97$1.991.0%
Tire Balancing $49.00$45.767.1%

Utilities

ItemPawtucketNational avg.Difference
All Electricity$243.22$163.8148.5%
Phone $36.19$28.3927.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Central Falls, RI19,4061088%
Woonsocket, RI41,1361099%
Providence, RI178,56211212%
Chepachet, RI1,51011212%
Warwick, RI82,06511515%
Pawtucket, RI71,31311010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Waldorf, MD71,35812222%
Warner Robins, GA71,35991-9%
Wilmington, DE71,2631055%
Perris, CA71,37711010%
Waukesha, WI71,0831022%
Pawtucket, RI71,31311010%
Source: The Pawtucket, RI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.