Paradise cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index122135100
Goods & Services index115107100
Groceries index133117100
Health care index120109100
Housing index110189100
Transportation index154125100
Utilities index136116100
An overview of the general cost of living index for Paradise, CA is displayed above for your reference. Residents in Paradise, CA enjoy a cost of living index of 122. This index is 10% lower than the California average, and 22% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Paradise, CA, the average cost of goods and services is 7% higher than it is in California, and it is 15% higher than the national average.

Did you know?

  • The cost of living in Paradise is 10% lower than the California average.
  • The cost of living in Paradise is 22% higher than the national average.
  • The cost of housing in Paradise is 10% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

Find Real Estate Listings In Paradise


New Real Estate Listings In Paradise

Compare Paradise, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Paradise, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Paradise, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Paradise, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Paradise, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Paradise, CA homeowners have a median income of $51,954. Using that number, you will come up with a maximum of $1,212 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $28,643, which means there is a maximum of $668 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Paradise, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemParadiseNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $50.00$34.6844.2%
Toothpaste $3.79$2.4753.2%
Shampoo $1.32$1.0229.2%
Movie $11.00$9.8711.5%
Bowling $2.88$4.3934.4%


ItemParadiseNational avg.Difference
Ground Beef $5.12$4.4814.4%
Fried Chicken $1.84$1.4625.7%
Milk $2.77$2.3617.5%
Potatoes $3.87$3.0626.4%
Pizza $15.99$9.2473.0%
Beer $9.24$8.637.0%

Health Care

ItemParadiseNational avg.Difference
Optometrist $120.00$99.7820.3%
Doctor $111.81$105.036.5%
Dentist $121.33$88.7036.8%
Ibuprofen $11.87$9.4126.1%
Lipitor $320.00$298.507.2%


ItemParadiseNational avg.Difference
Home Price $201,800.00$175,700.0014.9%
Avg. Mortgage Payment $2,907.43$1,081.03169.0%
Apartment Rent $899.00$920.002.3%


ItemParadiseNational avg.Difference
Gasoline $3.60$2.0972.1%
Tire Balancing $46.00$45.291.6%


ItemParadiseNational avg.Difference
All Electricity$252.17$170.8047.6%
Phone $33.50$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cherokee, CA801088%
Concow, CA53911212%
Yankee Hill, CA24211414%
Magalia, CA11,46711717%
Berry Creek, CA1,29211717%
Paradise, CA26,24612222%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cornelius, NC26,2461099%
Seguin, TX26,23783-17%
Mount Pleasant, WI26,220100-0%
Plainview, NY26,20616464%
Rexburg, ID26,30191-9%
Paradise, CA26,24612222%
Source: The Paradise, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.