Overland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8991100
Goods & Services index9799100
Groceries index10195100
Health care index10197100
Housing index6379100
Transportation index9287100
Utilities index114104100
Here we can see a simple outline of the cost of living in Overland, MO. As you can see, with the average cost of living in Overland, MO being 89, that puts it 3% lower than the average of Missouri and 11% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Overland, MO, the price of goods and services are 2% lower than the average of Missouri as well as 3% lower than the nation's average.

Did you know?

  • The cost of living in Overland is 3% lower than the Missouri average.
  • The cost of living in Overland is 11% lower than the national average.
  • The cost of housing in Overland is 37% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Overland, MO to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Overland, MO, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Overland, MO salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Overland, MO, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Overland, MO, the median monthly income is $52,235 for those who own their own homes. Under the standard rule, that income level would allow for $1,219 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $37,696, per the median income in the area. That would allow for renters to spend up to $880 on monthly rental expenses.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
The Missouri sales tax and Missouri income tax rates should definitely be considered when determining the overall cost of living in Overland, MO. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Missouri sales tax is 4.225% and the maximum surtax is 9.35%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Missouri income tax rates range from 1.5% to 6%.

Goods & Services

ItemOverlandNational avg.Difference
Haircut $16.17$14.5910.8%
Beauty Salon $34.85$34.680.5%
Toothpaste $2.47$2.470.1%
Shampoo $0.87$1.0214.9%
Movie $10.46$9.876.0%
Bowling $3.64$4.3917.1%


ItemOverlandNational avg.Difference
Ground Beef $5.69$4.4827.1%
Fried Chicken $1.99$1.4635.9%
Milk $2.61$2.3610.7%
Potatoes $2.41$3.0621.3%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemOverlandNational avg.Difference
Optometrist $83.00$99.7816.8%
Doctor $98.56$105.036.2%
Dentist $93.75$88.705.7%
Ibuprofen $10.71$9.4113.8%
Lipitor $306.38$298.502.6%


ItemOverlandNational avg.Difference
Home Price $94,900.00$175,700.0046.0%
Avg. Mortgage Payment $711.37$1,081.0334.2%
Apartment Rent $776.00$920.0015.7%


ItemOverlandNational avg.Difference
Gasoline $1.86$2.0910.9%
Tire Balancing $44.70$45.291.3%


ItemOverlandNational avg.Difference
All Electricity$164.26$170.803.8%
Phone $39.44$28.2639.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Champ, MO11100-0%
Brooklyn, IL80779-21%
Alorton, IL1,72980-20%
Venice, IL1,75181-19%
Washington Park, IL4,12082-18%
Overland, MO16,04389-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Madison, NJ16,04316969%
Gainesville, TX16,04081-19%
Walnut Park, CA16,03912121%
Sunnyside, WA16,03888-12%
Talladega, AL16,03480-20%
Overland, MO16,04389-11%
Source: The Overland, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.