Oskaloosa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8288100
Goods & Services index9293100
Groceries index9395100
Health care index9796100
Housing index5773100
Transportation index9197100
Utilities index9299100
Displayed above is a general overview of the Oskaloosa, IA cost of living index. The overall cost of living index in Oskaloosa, IA is 82, which is 8% lower than the Iowa average and 18% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Oskaloosa, IA are 1% lower than the Iowa average and 8% lower than the national average.

Did you know?

  • The cost of living in Oskaloosa is 8% lower than the Iowa average.
  • The cost of living in Oskaloosa is 18% lower than the national average.
  • The cost of housing in Oskaloosa is 43% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

Find Real Estate Listings In Oskaloosa


New Real Estate Listings In Oskaloosa

Compare Oskaloosa, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Oskaloosa, IA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Oskaloosa, IA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Oskaloosa, IA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Oskaloosa, IA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Oskaloosa, IA have a median income of $53,057. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,238 per month to avoid calamity and poverty. The renters in the city have an income of about $22,382, which would make their monthly maximum allowable rental costs $522.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Oskaloosa, IA, the Iowa income tax and the Iowa sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Iowa maximum surtax is 7%, and the Iowa sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0.36% to 8.98% in Iowa.

Goods & Services

ItemOskaloosaNational avg.Difference
Haircut $13.67$14.596.3%
Beauty Salon $27.07$34.6821.9%
Toothpaste $2.07$2.4716.3%
Shampoo $1.00$1.022.2%
Movie $8.93$9.879.5%
Bowling $4.30$4.392.1%


ItemOskaloosaNational avg.Difference
Ground Beef $4.03$4.4810.0%
Fried Chicken $1.77$1.4620.9%
Milk $2.26$2.364.1%
Potatoes $2.42$3.0621.0%
Pizza $8.49$9.248.1%
Beer $8.37$8.633.0%

Health Care

ItemOskaloosaNational avg.Difference
Optometrist $96.40$99.783.4%
Doctor $122.60$105.0316.7%
Dentist $78.13$88.7011.9%
Ibuprofen $8.89$9.415.5%
Lipitor $262.74$298.5012.0%


ItemOskaloosaNational avg.Difference
Home Price $96,300.00$175,700.0045.2%
Avg. Mortgage Payment $956.15$1,081.0311.6%
Apartment Rent $581.00$920.0036.8%


ItemOskaloosaNational avg.Difference
Gasoline $1.83$2.0912.5%
Tire Balancing $44.80$45.291.1%


ItemOskaloosaNational avg.Difference
All Electricity$143.19$170.8016.2%
Phone $29.30$28.263.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kirkville, IA17370-30%
Rose Hill, IA13273-27%
Chillicothe, IA10272-28%
What Cheer, IA70375-25%
Harvey, IA30876-24%
Oskaloosa, IA11,55582-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mexico, MO11,55584-16%
El Campo, TX11,54985-15%
Grafton, WI11,5391022%
Bellmawr, NJ11,53811010%
Klahanie, WA11,53815050%
Oskaloosa, IA11,55582-18%
Source: The Oskaloosa, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.