Oregon cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8699100
Goods & Services index9698100
Groceries index9699100
Health care index103101100
Housing index6299100
Transportation index9997100
Utilities index95101100
Here we can see a simple outline of the cost of living in Oregon, IL. As you can see, with the average cost of living in Oregon, IL being 86, that puts it 13% lower than the average of Illinois and 14% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Oregon, IL, the price of goods and services are 2% lower than the average of Illinois as well as 4% lower than the nation's average.

Did you know?

  • The cost of living in Oregon is 13% lower than the Illinois average.
  • The cost of living in Oregon is 14% lower than the national average.
  • The cost of housing in Oregon is 38% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Oregon, IL to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Oregon, IL, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Oregon, IL salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Oregon, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Oregon, IL have a median income of $52,095. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,215 per month to avoid calamity and poverty. The renters in the city have an income of about $27,868, which would make their monthly maximum allowable rental costs $650.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Oregon, IL you will want to make sure you consider both the Illinois sales tax and the Illinois income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Illinois is 6.25%, with the highest surtax being 9.75%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Illinois have a range from 3.75% to 3.75%.

Goods & Services

ItemOregonNational avg.Difference
Haircut $12.57$14.5913.9%
Beauty Salon $29.57$34.6814.7%
Toothpaste $1.88$2.4724.0%
Shampoo $1.00$1.022.2%
Movie $10.29$9.874.3%
Bowling $3.94$4.3910.3%


ItemOregonNational avg.Difference
Ground Beef $4.91$4.489.7%
Fried Chicken $1.51$1.463.1%
Milk $2.42$2.362.7%
Potatoes $2.19$3.0628.5%
Pizza $8.00$9.2413.4%
Beer $8.37$8.633.0%

Health Care

ItemOregonNational avg.Difference
Optometrist $74.14$99.7825.7%
Doctor $112.33$105.036.9%
Dentist $89.63$88.701.0%
Ibuprofen $9.99$9.416.1%
Lipitor $319.94$298.507.2%


ItemOregonNational avg.Difference
Home Price $108,400.00$175,700.0038.3%
Avg. Mortgage Payment $777.29$1,081.0328.1%
Apartment Rent $568.00$920.0038.3%


ItemOregonNational avg.Difference
Gasoline $1.96$2.096.5%
Tire Balancing $51.06$45.2912.8%


ItemOregonNational avg.Difference
All Electricity$176.07$170.803.1%
Phone $23.50$28.2616.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Nelson, IL21982-18%
Leaf River, IL58683-17%
Adeline, IL7283-17%
Polo, IL2,12284-16%
Ashton, IL94784-16%
Oregon, IL3,59286-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Warsaw, NY3,59194-6%
Silver Summit, UT3,59116666%
Brices Creek, NC3,59311111%
Black River Falls, WI3,59186-14%
Stanley, NC3,59191-9%
Oregon, IL3,59286-14%
Source: The Oregon, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.