Ontario cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOntarioOregonNational
Cost of living index86117100
IndexOntarioOregonNational
Goods & Services index98122100
Groceries index89116100
Health care index106114100
Housing index66122100
Transportation index92111100
Utilities index8689100
A general summary of the cost of living index in Ontario, OR is shown above. Compared to the state average of Oregon the cost of living index in Ontario, OR is 86, which is 27% lower than the average in Oregon and compared to the national average it is 14% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Ontario, OR goods and services come in at 20% lower than the average in Oregon and are 2% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Ontario is 27% lower than the Oregon average.
  • The cost of living in Ontario is 14% lower than the national average.
  • The cost of housing in Ontario is 34% lower than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

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Compare Ontario, OR Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Ontario, OR to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Ontario, OR, you have to earn a higher income in order to still have the same standard of living. To operate the Ontario, OR salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$51,371$4,281$1,199$1,541
Renters$15,953$1,329$372$479
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Ontario, OR, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ontario, OR has a median income of about $51,371 for people who own homes. Based on that number, a person should spend a maximum of $1,199 on expenses related to housing. Renters have a slightly different median income, which is $15,953. Based on this average, renters should spend no more than $372 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oregon0%0%

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
Oregon5%9.9%
For those who live in Ontario, OR and want to know what the true cost of living is, they ought to look at both the Oregon income tax rate and the Oregon sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Oregon, the sales tax is 0%, while the most you'll pay in surtax is 0%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Oregon, the income tax rate ranges between 5% to 9.9%.

Goods & Services

ItemOntarioNational avg.Difference
Haircut $12.75$14.5912.6%
Beauty Salon $29.25$34.6815.7%
Toothpaste $2.99$2.4720.9%
Shampoo $1.01$1.021.2%
Movie $10.00$9.871.3%
Bowling $3.52$4.3919.8%

Groceries

ItemOntarioNational avg.Difference
Ground Beef $3.43$4.4823.4%
Fried Chicken $1.09$1.4625.5%
Milk $1.45$2.3638.5%
Potatoes $2.46$3.0619.6%
Pizza $8.49$9.248.1%
Beer $8.45$8.632.1%

Health Care

ItemOntarioNational avg.Difference
Optometrist $116.20$99.7816.5%
Doctor $121.38$105.0315.6%
Dentist $87.50$88.701.4%
Ibuprofen $9.77$9.413.8%
Lipitor $306.75$298.502.8%

Housing

ItemOntarioNational avg.Difference
Home Price $117,600.00$175,700.0033.1%
Avg. Mortgage Payment $921.00$1,081.0314.8%
Apartment Rent $596.00$920.0035.2%

Transportation

ItemOntarioNational avg.Difference
Gasoline $1.80$2.0913.9%
Tire Balancing $48.50$45.297.1%

Utilities

ItemOntarioNational avg.Difference
All Electricity$143.20$170.8016.2%
Phone $24.99$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Nyssa, OR3,22181-19%
New Plymouth, ID1,94383-17%
Vale, OR1,81283-17%
Payette, ID7,44785-15%
Annex, OR31789-11%
Ontario, OR11,14886-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hillsborough, CA11,148222122%
Red Oak, TX11,149100-0%
Millington, TN11,15286-14%
Pompton Lakes, NJ11,16212828%
Mendota Heights, MN11,13112525%
Ontario, OR11,14886-14%
Source: The Ontario, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.