Oildale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOildaleCaliforniaNational
Cost of living index96135100
IndexOildaleCaliforniaNational
Goods & Services index100107100
Groceries index106117100
Health care index102109100
Housing index74189100
Transportation index115125100
Utilities index119116100
Displayed above is a general overview of the Oildale, CA cost of living index. The overall cost of living index in Oildale, CA is 96, which is 29% lower than the California average and 4% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Oildale, CA are 7% lower than the California average and equal to the national average.

Did you know?

  • The cost of living in Oildale is 29% lower than the California average.
  • The cost of living in Oildale is 4% lower than the national average.
  • The cost of housing in Oildale is 26% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Oildale, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Oildale, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Oildale, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Oildale, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,839$4,153$1,163$1,495
Renters$26,446$2,204$617$793
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oildale, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oildale, CA homeowners, is $49,839. This would allow for a maximum of $1,163 per month to be spent on housing costs. For renters, the median monthly income is $26,446 which would result in a maximum of $617 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Oildale, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemOildaleNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $46.67$34.6834.6%
Toothpaste $2.67$2.478.0%
Shampoo $1.09$1.026.7%
Movie $8.83$9.8710.5%
Bowling $4.50$4.392.5%

Groceries

ItemOildaleNational avg.Difference
Ground Beef $4.62$4.483.2%
Fried Chicken $1.39$1.465.1%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $8.99$9.242.7%
Beer $8.65$8.630.2%

Health Care

ItemOildaleNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $102.67$105.032.3%
Dentist $97.00$88.709.4%
Ibuprofen $11.98$9.4127.3%
Lipitor $258.91$298.5013.3%

Housing

ItemOildaleNational avg.Difference
Home Price $120,100.00$175,700.0031.6%
Avg. Mortgage Payment $1,207.72$1,081.0311.7%
Apartment Rent $808.00$920.0012.2%

Transportation

ItemOildaleNational avg.Difference
Gasoline $2.51$2.0920.0%
Tire Balancing $46.33$45.292.3%

Utilities

ItemOildaleNational avg.Difference
All Electricity$246.03$170.8044.0%
Phone $23.95$28.2615.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Weedpatch, CA2,17088-12%
Fuller Acres, CA92489-11%
Cherokee Strip, CA29590-10%
Mexican Colony, CA21691-9%
Lamont, CA16,35992-8%
Oildale, CA33,87996-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
New City, NY33,87415555%
San Dimas, CA33,89614343%
Dana Point, CA33,86117979%
Pleasant Hill, CA33,84215959%
Oregon City, OR33,83411919%
Oildale, CA33,87996-4%
Source: The Oildale, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.